Chandigarh is India’s wealthiest city and the capital of both Haryana and Chandigarh. Alongside several government offices, the IT sector boasts a stronghold in this city. Owing to high living standards, the city has turned out to be a primary destination for technology companies.
Employment has surged in Chandigarh due to this and is no longer solely the hub for pensioners and government officials. A developing city also affects the living cost, which subjects residents to depend on an emergency fund like Aadhaar card loan in Chandigarh.
India’s government initiative to identify Indian citizens based on a unique identification number has eased financial transactions. This smart card consists of 12-digit numbers and details of an individual’s biometrics that removes the hassle of excessive documentation.
Here are some reasons why a personal Loan on Aadhaar card Chandigarh is suitable for an emergency.
But, these benefits are offset by a few limitations. Individuals may want to note the shortcomings of a quick personal loan using Aadhaar before applying for the same.
It may be smart to look for secured options when looking up ‘Aadhaar card loan in Chandigarh lenders near me’ to avoid these hassles. If you want quick funding at an affordable interest rate, a gold loan is a right candidate.
A gold-backed Aadhaar card loan does not require you to submit anything other than ID and address proofs, and the loan amount can also be more generous. Besides these, you also get to enjoy a range of additional features by opting for Rupeek.
These are some of the features offered by Rupeek’s instant loan on Aadhaar card against gold:
Rupeek allows potential borrowers to avail maximum loan value against their gold assets. You can receive up to Rs. 1.5 crores. You can avail a maximum of Rs. 50 lakhs as an unsecured instant cash loan on Aadhaar.
We offer you the exact value of your gold and disburse the amount within 30 minutes.
Individuals can also use our online gold loan calculator to estimate the loan amount against their gold assets. This ensures complete transparency.
The interest rate levied on gold loan from our side starts at 0.79% per month. It ensures minimised interest payment.
We provide multiple repayment schemes to our customers. You can opt for the EMI option or choose to pay the due amount any time before the tenure ends, basing on your financial capability.
Rupeek eases out your interest payment worries by offering balance transfer facility. Apart from the above-mentioned benefits, individuals can enjoy additional features like –
Following your loan initiation, our loan managers contact you to set a date for verification. After document verification and gold purity authentication, the amount is sanctioned to your registered account. This doorstep loan disbursal process takes around 30 minutes.
We offer optimum security on your gold assets. Some of its features are –
Our existing borrowers can access additional funds by pledging supplementary gold assets. They can avail the necessary funds in the form of an overdraft loan against gold. Interest is calculated only on the amount you withdraw from the pre-set limit and not on the total principal. Hence, not only Rupeek Quick makes for an exceptional alternative to emergency loan on Aadhaar card Chandigarh but also ensures nominal interest charges.
If you are interested in availing a gold loan from Rupeek in Chandigarh, here’s a list of localities to check our services.
Urgent need for funds can disturb the financial stability of an individual. By availing our doorstep Aadhaar card loan in Chandigarh against gold, you can address any expense instantly.
No, a gold loan borrower is required to submit only KYC documents against their gold loan. He/she may also need to submit utility bills/rental agreements as address proof.
A credit score is not an essential eligibility parameter for a gold loan. You can apply for this financing option even without a credit score.
No, there are no tax benefits against an Aadhaar card loan.
Yes, we provide rebates on timely loan repayment. The refund earned depends on a borrower’s payment frequency.
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