Aadhar Card Loan in Chandigarh

India's government initiative to identify Indian citizens based on a unique identification number has eased financial transactions. This smart card consists of 12-digit numbers and details of an individual's biometrics that removes the hassle of excessive documentation.

Here are some reasons why a personal Loan on Aadhaar card Chandigarh is suitable for an emergency.

• Online Application – Business owners can access instant funds with a click on loan on Aadhar card apply online option without leaving their premises.
• No Usage Restriction - Senior citizens can easily avail this loan to pay the medical bills, contribute to children’s education, invest in a property, etc.

But, these benefits are offset by a few limitations. Individuals may want to note the shortcomings of a quick personal loan using Aadhaar before applying for the same.

• A borrower is required to maintain a 750+ CIBIL score and a trustworthy credit history
• Lending institutions ask for income proof making this loan ill-suited for individuals seeking a loan on Aadhar card without salary.
• As the Aadhar card pe loan is unsecured, the interest rate is relatively high, increasing debt burden.
• An applicant has to visit the Aadhaar card loan centre to proceed with the formalities.

It may be smart to look for secured options when looking up ‘Aadhaar card loan in Chandigarh lenders near me’ to avoid these hassles. If you want quick funding at an affordable interest rate, a gold loan is a right candidate.

A gold-backed Aadhaar card loan does not require you to submit anything other than ID and address proofs, and the loan amount can also be more generous. Besides these, you also get to enjoy a range of additional features by opting for Rupeek.

These are some of the features offered by Rupeek’s instant loan on Aadhaar card against gold:

1. Maximum Amount

Rupeek allows potential borrowers to avail maximum loan value against their gold assets. You can receive up to Rs. 1.5 crores. You can avail a maximum of Rs. 50 lakhs as an unsecured instant cash loan on Aadhaar.

2. Quick Loan Disbursal

We offer you the exact value of your gold and disburse the amount within 30 minutes.

3. No Space For Confusion

Individuals can also use our online gold loan calculator to estimate the loan amount against their gold assets. This ensures complete transparency.

4. Borrower-Friendly Interest Rate

The interest rate levied on gold loan from our side starts at 0.49% per month. It ensures minimised interest payment.

5. Easy Repayment Alternatives 

We provide multiple repayment schemes to our customers. You can opt for the EMI option or choose to pay the due amount any time before the tenure ends, basing on your financial capability.

6. Outstanding Loan Transfer

Rupeek eases out your interest payment worries by offering balance transfer facility. Apart from the above-mentioned benefits, individuals can enjoy additional features like –

• Doorstep Loan Facility

Following your loan initiation, our loan managers contact you to set a date for verification. After document verification and gold purity authentication, the amount is sanctioned to your registered account. This doorstep loan disbursal process takes around 30 minutes.

• Preeminent Gold Security 

We offer optimum security on your gold assets. Some of its features are –

• The collected gold is carried in a GPS-enabled bag to and from the nearest bank’s vault. 
• Complimentary insurance is offered on the collateral.
• Rupeek’s Gold Credit Line Facility

Our existing borrowers can access additional funds by pledging supplementary gold assets. They can avail the necessary funds in the form of an overdraft loan against gold. Interest is calculated only on the amount you withdraw from the pre-set limit and not on the total principal. Hence, not only Rupeek Quick makes for an exceptional alternative to emergency loan on Aadhaar card Chandigarh but also ensures nominal interest charges.

If you are interested in availing a gold loan from Rupeek in Chandigarh, here’s a list of localities to check our services.

• Manimajra
• Sector 40 Chandigarh
• Ram Darbar
• Sector 9 Chandigarh
• Sector 15 Chandigarh
• Sector 22 Chandigarh
• Sector 19 Chandigarh
• Sector 20 Chandigarh
• Sector 21 Chandigarh
• Sector 26 Chandigarh
• Sector 1 Chandigarh
• Sector 35 Chandigarh

Urgent need for funds can disturb the financial stability of an individual. By availing our doorstep Aadhaar card loan in Chandigarh against gold, you can address any expense instantly.