Ghaziabad, one of the largest cities in western UP, is a part of the National Capital Region of Delhi. The city’s infrastructural development is the recent highlight, including the development of Hindon elevated roads and metro connectivity.
These developments have led to ever-escalating economic activities and higher personal expenses. To bridge the gap between income and expenses and maintain a healthy reserve of savings, individuals can turn to an Aadhaar card loan in Ghaziabad.
Minimal documentation is one of the primary advantages of this loan variant. One only needs to submit an Aadhaar card for identity and address proof. Besides, it comes with no end-use limitation, meaning it can be used to fund various expenses.
Before applying for a loan on Aadhaar card, there are certain criteria you need to fulfil to be eligible. Below-mentioned are the standard parameters checked –
It is imperative to note that there may be additional criteria that a person shall satisfy to qualify for an Aadhaar card loan in Ghaziabad. A person ought to check these when searching for ‘Aadhaar card loan lenders near me’.
Based on how eligible a person is, the loan amount and interest rate are determined. Individuals with a low credit score or inconsistent income may not be able to avail a high loan amount. Also, interest rates charged can also be as high as 21% p.a. for them.
In these cases, a person can turn to a gold-backed quick personal loan using Aadhaar. Even highly eligible individuals can also choose a gold loan.
Mentioned here are the advantages that come with applying for a gold loan.
These are only the basic advantages of a gold loan over a conventional Aadhaar card loan. Individuals looking for additional benefits like instant doorstep service alongside other features can opt for Rupeek.
Here are certain reasons to opt for Rupeek gold loan services:
Our extensive service network across all the central localities of Ghaziabad is another reason why individuals turn to us during any financial crunch.
Do away with the hassles of a conventional Aadhaar card loan in Ghaziabad with a gold loan from Rupeek. Enjoy best-in-class services, like doorstep services, loan up to Rs. 1.5 crores and minimised interest rates within just 30 minutes.
Rupeek accepts all gold ornaments of purity between 18 carats and 22 carats. However, we don’t accept assets such as gold bars and coins.
The loan amount depends on the lender and a borrower’s eligibility. The lender will offer amount as per the borrower’s credit score and monthly disposable income. It can go up to Rs. 50 lakhs.
It is an online calculator to calculate the total repayable amount and interest you need to incur. You need to input the loan amount and tenure to view these figures.
The pace of approval can change based on the lending institution. We offer gold loans in under an hour. On the other hand, a conventional Aadhaar card loan takes at least 24 hours to process.
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