Aadhar Card Loan in Kanchipuram

This financial product is a type of personal loan Kanchipuram in terms of its features. The only difference lies in the fact that borrowers will not have to submit any additional documents for the KYC apart from the Aadhaar card, which fulfils all eligibility for biometric verifications, ID proof and address proof.

Borrowers will only need to provide additional financial documents like salary slip, PAN card, income tax proofs and others, as required by respective Aadhaar card loan centres.

Individuals who want to apply for an emergency loan on Aadhaar card Kanchipuram must necessarily meet the following criteria listed below.

• Must be an Indian citizen
• Should maintain a good repayment history.
• The CIBIL score must be above or equal to 750.
• Borrowers’ age must be between 25 and 55 years.
• Income proof for salaried individuals and proper registration certificate for the self-employed.

Apart from these, there can be other lender specific requirements that must be adequately met. Borrowers can search for ‘Aadhaar card loan provider near me’ to learn about the eligibility criteria of lenders around them.

Like a personal loan, Aadhaar card loan in Kanchipuram certainly has some beneficial features like the flexible term, competitive interest rates, EMI options, etc. But on several aspects, instant cash loan on Aadhaar may prove to be an inconvenient financing option, when compared to other avenues like a gold loan.

The following table draws a comparison between gold loan and Aadhaar card loan features to help borrowers ascertain which one makes for a more beneficial funding avenue.

However, it is extremely crucial to opt for a reliable gold loan provider, and Rupeek proves extremely beneficial in this regard.

Individuals looking for immediate funds can opt for Rupeek’s gold loan to avail an LTV of up to 80%, alongside other industry best features like:

• Door To Door Service

Once you complete the online application, our representative will reach your scheduled location to complete the gold valuation and document verification process. Post all formalities and verification, the loan amount will be disbursed and credited to your account within 45-60 minutes.

• High-End Security

Rupeek offers robust security measure to secure your pledged asset. We store the gold in military-grade vaults and use GPS enabled bags to carry them to and fro your home. Additionally, we offer complete risk coverage with a complimentary door to door insurance policy.

• Lowest Interest Rate

We offer lowest interest rate starting from 0.79% per month or 9.69 % per annum against our gold-backed Aadhaar card loan in Kanchipuram.

• Flexible Repayment Structure

Our repayment structure is extremely flexible. Borrowers can either repay the entire amount after completion of the loan tenure or can also opt for monthly EMIs. We also allow a part-payment facility. In this case, however, the amount should be less than the total amount borrowed and more than one month’s EMI.

• Overdraft Facility Against Gold Loan

The overdraft facility from Rupeek is also known as Rupeek Quick. This facility allows individuals to withdraw funds from a pre-sanctioned limit as per their requirements and pay interest only on the amount utilised. Opting for Rupeek Quick does not require any additional documentation.

Apart from this, Rupeek also allows loan transfer facility, which can facilitate borrowers to save up to Rs. 12,377/ lakh.

Further, Rupeek also offers a gold loan calculator which can be used by borrowers to estimate their eligible loan amount and pre-plan expenses. Apart from these, Rupeek’s wide network in Kanchipuram boosts the accessibility of this particular financial product.

Following is a list of locations where we extend our services in Kanchipuram -

• Sriperumbudur
• Walajabad
• Irungattukottai
• Sunguvarchatram
• Ayyampettai
• Pannur
• Uttiramerur
• Enathur
• Palayaseevaram
• Medavakkam
• Ambattur
• Chromepet
• Tambaram
• Madipakkam

Aadhaar card loan or PAN card loan, therefore, comes with several concerning drawbacks. So, instead of opting for Aadhaar card loan in Kanchipuram, check out Rupeek gold loan features today to maximise the benefits and enjoy stable and safe financing.