Uttar Pradesh’s capital, Lucknow, is known for its rich history of Nawabs and the architectural marvels that they have left behind. Aerospace, tourism, poetry, music, administration, pharmaceutical, education, culture, technology, finance, and commerce are the city’s major sectors. It is home to famous tourist spots like Charbagh Railway Station, Bada Imamabara, and Ambedkar Memorial Park.
Besides cultural significance, Lucknow is a prominent commercial centre in North India. To keep up with the city’s improving living standards, people can consider an Aadhaar card loan in Lucknow and seamlessly finance their requirements.
These are personal loans that one can avail using their Aadhaar card as KYC document. But it is to be noted that these loans require other forms as well and one cannot avail them by just providing an ID card. These are provided by banks, NBFCs and by a few online-only institutions.
The documents to be provided for an Aadhaar card loan in Lucknow depend on whether the applicant is a business owner or a salaried employee.
These individuals need to provide business proof such as the certificate of incorporation, registration certificate or proof of their business’ existence. They also need to provide income proof like ITR of the last two years or audited Profit and Loss statement.
They only need to provide their photographs and an income proof that could be either the last three months’ bank statements or salary slip. Please keep in mind that the above-mentioned documents are mandatory irrespective of the lender. But there can be other documents that a specific financial institution can ask for. Moreover, one needs to fulfil its eligibility criteria before applying for a loan on the Aadhaar card.
Majority of lending institutions check the following criteria:
While requirements like age and address proof can be readily provided, there is a chance that one has a low CIBIL score. Individuals can also face difficulty to arrange proof for their employment history or meet the required monthly income.
This can become a significant issue for individuals looking for “Aadhaar card loan lender near me” for emergency purposes. However, an alternative credit facility can be available very quickly, and that is a gold loan. These utilise your idle assets and provide loans at a low rate of interest. Even lenders are more willing to offer a gold-backed credit product than any unsecured loan.
What’s more, if you opt for our credit product, you expose yourself to a lot more than just standard secured loan advantages.
We aim to make our credit facility a beneficial product and not something that will burden our customers. For that, we provide our customers with features like,
These benefits are just a fraction of what we offer to our customers when they opt for our gold-backed Aadhaar card loan in Lucknow. Along with these facilities, we also provide doorstep loan, ensuring utmost convenience for you. Currently, we offer services in every central area of Lucknow and are continually trying to reach more people.
You can find our representatives and partnered banks in the following places.
It may not be smart to opt for an unsecured Aadhaar card loan in Lucknow only because it is seemingly straightforward. Instead, avail something that will actually require less and provide more. Avail our gold-backed loan and get up to Rs. 1.5 crores instantly.
You can get a collateral-free Aadhaar card loan within 24 – 48 hours. It can take even more time, depending on the lending institution and document verification.
In most cases, a gold loan is offered within a couple of hours. An Aadhaar card loan, on the other hand, takes around 48 hours. We provide a gold loan in just 60 minutes from application.
No, we only take gold jewellery as pledged products at present.
Though most financial institutions ask for a minimum credit score of 750, a few offer their loan to individuals with 700 scores as well. However, due to a lower CIBIL score, lenders can charge high interest rates.
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