Aadhar Card Loan in Thiruvallur

In terms of features, there is almost no difference between a loan on Aadhaar card Thiruvallur and personal loan. Here are some Aadhaar card loan details for borrowers’ understanding –

• Aadhaar card loans are unsecured, and, hence, borrowers will not have to pledge or present collateral.
• These loans have no end-use restriction.
• Both salaried and self-employed individuals can avail this loan.
• Individuals can get an instant loan on Aadhaar card by providing Aadhaar card as an address proof and essential financial documents as asked by the personal loan providers.

To be eligible for Aadhaar card loan Thiruvallur, borrowers have to meet several criteria, like –

• CIBIL score must be at least 750 or above.
• Should submit steady income proof, like bank statements, salary slips for salaried individuals, registration certificate, business vintage proof, and/or audited income statements and Balance sheet for self-employed borrowers. 
• Age limits as specified by respective lenders.
• Minimum of 1 year’s work experience or business for 2 years.

Apart from this, your lender can also ask to provide you with other essential details as well. You can search for “Aadhaar card loan lender near me” to find available financial institutions and read about their respective requirements.

Prospective borrowers must note that although individuals can avail a quick personal loan using Aadhaar, these factors make the approval process time-consuming. Furthermore, the unsecured nature of an Aadhaar card loan in Thiruvallur also leads to higher interest rates, proving difficult for borrowers in the long run.

A better alternative to this complicated process is to opt for a gold loan. Although secured, these loans are approved within a few hours and also help save interest payment.

Rupeek proves exceptionally beneficial in this regard. Our interest rates start from as low as 0.49% per month, ensuring minimal interest charges. Besides, we also offer a range of other features to help you maximise benefits.

• Guaranteed Gold Security

Rupeek takes the utmost care of your jewellery and gold assets. The pledged gold items are transferred to bank vaults within 5 km of your residence in GPS-enabled bags. Furthermore, Rupeek provides a complimentary insurance policy that promises complete coverage in the case of any unforeseen circumstances.

• Wide Range Of Loans

Get a loan for any requirement against your gold. We offer gold-backed Aadhaar card loan in Thiruvallur between Rs. 15,000, and Rs. 1.5 crores against the pledged gold. You can use the gold loan calculator to estimate your eligible loan amount.

• Doorstep Service

To complete the entire process, our representatives come to your home. They verify all the documents and assess the gold following which the loan amount is processed and transferred immediately to your account within 45 to 60 minutes. It proves incredibly beneficial for individuals who need immediate loans.

• Overdraft Facility

Rupeek also offers an overdraft facility against gold if you require additional funds. Known as Rupeek Quick, it lets you access an extended credit line against gold. Moreover, the interest will be charged only on the withdrawn amount and not on the entire fund.

Apart from this, Rupeek also offers flexible repayment option and loan transfer facility, which adds to its list of benefits.

We extend our services at multiple locations in Thiruvallur. Check out the following list if you are looking for a gold loan in Thiruvallur.

Here is a list of localities where we operate in Thiruvallur –

• Poonamallee
• Thiruverkadu
• Avadi
• Ponneri
• Tiruttani
• Periapalayam
• Tiruvelangadu
• Pattabiram
• Uttukottai
• Minjur
• Pulicat
• Kadambathur

If you are in search of an immediate loan, contact us, and we will reach you anywhere in Thiruvallur.

Forget the worries of a traditional Aadhaar card loan in Thiruvallur and get funds instantly in 60 minutes from Rupeek. Enjoy lowest rates of interest and highest LTV up to 80% with Rupeek.