Aadhar Card Loan in Trivandrum

An Aadhaar card loan in Thiruvananthapuram offers quick and easy access to funds. Here are some notable features of the same –

1. The submission of the Aadhaar card shortens the application process of this personal loan Trivandrum since an Aadhaar card holds the biometric information on an individual.
2. Moreover, an instant cash loan on Aadhaar card has no restriction on its usage, enabling individuals to meet an array of requirements.
3. The repayment tenure of an Aadhaar card loan is within the range of 1 – 5 years.

4. The Aadhaar card acts as an identity and address proof.

However, individuals need to submit the following documents to complete their application of an Aadhaar card loan in Trivandrum –

• Income proof, such as salary slip and ITR documents
• Employee ID card, if needed
• Bank account statement

Apart from these, borrowers can check the Aadhaar card loan details of a specific lender to know if they need to provide any additional documents.

An Aadhaar card pe loan has certain limitations as well that one must note. For instance, Aadhaar card loan interest rate Trivandrum can be high as it is an unsecured loan, which ultimately makes repayments more costly. Also, the stringent eligibility norms may be challenging to meet for some.

To bypass this hassle of immediate loans against Aadhaar, one can opt for a gold loan. It offers similar benefits but at more favourable terms. Moreover, with a lender like Rupeek, one can have a pleasant borrowing experience owing to its various borrower-centric benefits.

As a leading gold loan provider of India, Rupeek has introduced several facilities to enhance the customer experience. Here are the prominent ones –

1. Overdraft Loan Against Gold

Termed as Rupeek Quick, it allows our current customers to pledge additional gold and gain access to more funds. It reduces the hassle of availing a loan anew, and borrowers can withdraw funds whenever they require.

With this credit line facility, individuals are only responsible for paying interest on what they utilise.

2. Lenient Eligibility Terms

To avail funds from Rupeek, one needs to meet nominal eligibility criteria. Applicants above the age of 18 and who have valid KYC documents can apply for funds from Rupeek.

3. High Loan Amount

Since we offer one of the highest per-gram rates, one can now get more funds against his/her gold ornaments. The loan amount can rise as high as Rs. 1.5 crores. Applicants can use our gold loan calculator to learn more about the current per-gram rate.

4. Low-Interest Rates

The rate of interest levied by us on gold loans starts from as low as 0.49% per month. Therefore, repayment with Rupeek is now more affordable. Additionally, it also becomes more manageable with our different repayment schemes.

5. Loan Transfer Facility

We also offer a convenient loan transfer facility that allows individuals to share their existing pledge card and transfer their outstanding to Rupeek for better benefits. Moreover, with this loan balance transfer, one can save up to Rs. 12,377 per lakh on repayments.

6. Doorstep Services

With our industry-first doorstep services, individuals can now skip the hassle of visiting a branch and receive necessary financial support from the comfort of their home. Following a loan request, our loan manager will reach an applicant’s address in just 30 minutes to complete the loan disbursal process. Hence, borrowers can now receive an instant online gold loan at their doorstep with Rupeek.

Our presence in various localities scattered throughout Trivandrum helps us to provide such prompt services.

• Janardhanapuram
• Kallambalam
• Karaivattom
• Kazhakkoottam
• M G Road
• Peyad
• Poojapura
• Peroorkada
• Pachalloor
• Vattiyoorkavu

A collateral-free Aadhaar card loan in Trivandrum is a convenient financing option to meet an array of requirements. However, one may fail to access it if he/she does not meet the needed eligibility criteria and submit necessary documents. In this regard, gold loans offer more lenient terms of accessibility and provide similar benefits that make borrowing a hassle-free experience.

So, instead of searching for ‘Aadhaar card loan providers near me’, call Rupeek for quick funding and meet any urgency instantly.