Business loans in North 24 Parganas

While the search for the best business loans in North 24 Parganas is persistent, individuals need to have an idea of the options available at hand. Being unsecured, a business loan necessitates several parameter-checks, performed with due diligence by all lending institutions. 

The following table consists of several eligibility criteria that potential borrowers need to bear in mind before applying for a business loan in North 24 Parganas. 

Moreover, applicants also need to submit several necessary documents to support their claim of fulfilling these criteria. Nevertheless, failing to meet any of these above-mentioned yardsticks can very well lead to the cancellation of application for a business loan in North 24 Parganas. 

To bypass these hassles, one can consider availing a gold loan, by collateralising their gold items. Several lending institutions offer gold loans in the North 24
Parganas against varying terms of service. In this regard, one can easily rely on Rupeek’s services to enjoy a streamlined loan application and disbursal process.

One can also look into our schemes that help make gold loans viable alternatives for a business loan in North 24 Parganas.

Primarily it is the industry-first benefits that make Rupeek gold loan one of the most preferred borrowing options among the business owners. One can easily avail a sizeable loan amount by hypothecating their gold, without eroding its equity.

Here are some of the most notable features of Rupeek’s gold-backed business loan in North 24 Parganas. 

• Lowest Interest Rate 

Rupeek gold loan interest rates start from 0.79% per month, making it an affordable borrowing option for individuals with varying financial capacity. This low interest payment layout especially makes it a perfect funding solution for small businesses in North 24 Parganas. 

• Highest Per Gram Value 

Rupeek is known for its offering of the highest per gram value of the pledged gold. The deal further becomes more lucrative with its highest LTV that lets people borrow an amount of up to Rs.1.5 crore. 

We further encourage our customers to use our virtual gold loan calculator to gather an accurate estimation of the loan amount they can avail with their available gold. 

• Flexible Repayment Facility 

Unlike a business loan in North 24 Parganas, by opting for a Rupeek gold loan, borrowers do not have to make monthly EMI payments. Instead, they can choose a repayment option as per their financial health. They can make the repayment whenever they can within the tenure. Alternatively, the whole repayment also can be made in a single bullet payment. 

• Ready Availability

Rupeek has a strong online as well as offline presence in over 500 locations across the country. Moreover, on KYC verification, the gold loan gets approved and disbursed within 30 minutes to the loan applicant’s doorstep. 

• Safety Assured 

When it comes to Rupeek gold loan, borrowers can remain stress-free as we collect the pledged gold from their houses and immediately deposit the same in the nearest partner bank’s vault. 

Besides, we also offer a gold loan overdraft facility that can prove to be an excellent financial companion in case of emergency financial requirements. 

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Another valid reason that makes Rupeek an excellent substitute for quick business loans in North 24 Parganas is its loan overdraft facility. Popularly known as Rupeek Quick, it is an exclusive service under Rupeek’s umbrella of offerings that provides an extended line of credit against the pledged gold.

With this service, beneficiaries will be able to access the funds directly from their mobile wallet and can utilise them as and when required. Further, they are only entitled to pay the interest on the amount used or withdrawn. 

So, instead of looking up “business loan near me”, one can easily opt for Rupeek’s gold-backed loan option to meet their funding requirements against convenient terms of service. In this regard, prospective borrowers can also refer to a comprehensive list of the locations where Rupeek extends doorstep service in North 24 Parganas. 

Our services are currently available at the following locations in the North 24 Parganas –

• Bidhannagar
• Baranagar
• Barasat
• Barrackpur
• Dum Dum
• Kamarhati
• Madhyamgram
• Naihati
• New Barrackpur
• North Dum Dum
• Rajarhat-Gopalpur
• South Dum Dum
• Titagarh
• Kanchrapara
• North Barrackpur

Thus, individuals hailing from North 24 Parganas or aspiring to start their own business can opt for a Rupeek gold loan instead of a business loan in North 24 Parganas with better interest rates and other variegated benefits. It will help them to mobilise the gold that otherwise sits idle and utilise the funds to finance multiple business expenses instantly.