North 24 Parganas

Business Loan in North 24 Parganas

North 24 Parganas is one of the most populous districts of West Bengal that resonates rich heritage. Besides, this district also holds geographical importance owing to its shared border with Bangladesh at Bongaon. It is primarily due to this strategic location this district has evolved as a vital locus for several businesses as well as that for cross-border activities. 

As per a DCMSME report, till March 2012, a total of 9675 industrial units were registered in North 24 Parganas. Some of the main exportable items in West Bengal, like engineering goods, jute products, tobacco, wood products, etc. are manufactured here on a large scale. Moreover, the satellite township of Kolkata, Salt Lake City is also a part of this district and constitutes one of the significant areas for service industries. 

As is evident from the information above, along with some eminent enterprises, the scope of start-ups is immense in North 24 Parganas. Consequently, the demand for business loan in North 24 Parganas is also sizeable. It is, thus, crucial to learn about the application process and other information pertaining to availing such a loan. 

Business Gold Loan Calculator

max LTV

We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()

Who Can Apply for Business Loan in North 24 Parganas?

While the search for the best business loans in North 24 Parganas is persistent, individuals need to have an idea of the options available at hand. Being unsecured, a business loan necessitates several parameter-checks, performed with due diligence by all lending institutions. 

The following table consists of several eligibility criteria that potential borrowers need to bear in mind before applying for a business loan in North 24 Parganas


Between 18- 65 years

Types of business

Individuals, partnership, proprietorship, public and private limited companies, traders, retailers, etc.

Business vintage

Minimum 3 years and in profit.

Annual turnover

Minimum Rs.25 lakh and above.

Business experience

Minimum 2 years, operational in the same location.


750 and above

Additional criteria

The applicants need to own an office/house/shop/godown.

Moreover, applicants also need to submit several necessary documents to support their claim of fulfilling these criteria. Nevertheless, failing to meet any of these above-mentioned yardsticks can very well lead to the cancellation of application for a business loan in North 24 Parganas

To bypass these hassles, one can consider availing a gold loan, by collateralising their gold items. Several lending institutions offer gold loans in the North 24
Parganas against varying terms of service. In this regard, one can easily rely on Rupeek’s services to enjoy a streamlined loan application and disbursal process.

One can also look into our schemes that help make gold loans viable alternatives for a business loan in North 24 Parganas.

Why Rupeek Gold Loan is an Excellent Alternative for Business Loan?

Primarily it is the industry-first benefits that make Rupeek gold loan one of the most preferred borrowing options among the business owners. One can easily avail a sizeable loan amount by hypothecating their gold, without eroding its equity.

Here are some of the most notable features of Rupeek’s gold-backed business loan in North 24 Parganas

  • Lowest Interest Rate 

Rupeek gold loan interest rates start from 0.49% per month, making it an affordable borrowing option for individuals with varying financial capacity. This low interest payment layout especially makes it a perfect funding solution for small businesses in North 24 Parganas. 

  • Highest Per Gram Value 

Rupeek is known for its offering of the highest per gram value of the pledged gold. The deal further becomes more lucrative with its highest LTV that lets people borrow an amount of up to Rs.1.5 crore. 

We further encourage our customers to use our virtual gold loan calculator to gather an accurate estimation of the loan amount they can avail with their available gold. 

  • Flexible Repayment Facility 

Unlike a business loan in North 24 Parganas, by opting for a Rupeek gold loan, borrowers do not have to make monthly EMI payments. Instead, they can choose a repayment option as per their financial health. They can make the repayment whenever they can within the tenure. Alternatively, the whole repayment also can be made in a single bullet payment. 

  • Ready Availability

Rupeek has a strong online as well as offline presence in over 500 locations across the country. Moreover, on KYC verification, the gold loan gets approved and disbursed within 30 minutes to the loan applicant’s doorstep. 

  • Safety Assured 

When it comes to Rupeek gold loan, borrowers can remain stress-free as we collect the pledged gold from their houses and immediately deposit the same in the nearest partner bank’s vault. 

Besides, we also offer a gold loan overdraft facility that can prove to be an excellent financial companion in case of emergency financial requirements. 

Use the online HTML converter tool to compose the content for your website easily.

What is Gold Loan Overdraft Facility?

Another valid reason that makes Rupeek an excellent substitute for quick business loans in North 24 Parganas is its loan overdraft facility. Popularly known as Rupeek Quick, it is an exclusive service under Rupeek’s umbrella of offerings that provides an extended line of credit against the pledged gold.

With this service, beneficiaries will be able to access the funds directly from their mobile wallet and can utilise them as and when required. Further, they are only entitled to pay the interest on the amount used or withdrawn. 

So, instead of looking up “business loan near me”, one can easily opt for Rupeek’s gold-backed loan option to meet their funding requirements against convenient terms of service. In this regard, prospective borrowers can also refer to a comprehensive list of the locations where Rupeek extends doorstep service in North 24 Parganas. 

List of Locations Where Rupeek is Operational

Our services are currently available at the following locations in the North 24 Parganas –

  • Bidhannagar
  • Baranagar
  • Barasat
  • Barrackpur
  • Dum Dum
  • Kamarhati
  • Madhyamgram
  • Naihati
  • New Barrackpur
  • North Dum Dum
  • Rajarhat-Gopalpur
  • South Dum Dum
  • Titagarh
  • Kanchrapara
  • North Barrackpur

Thus, individuals hailing from North 24 Parganas or aspiring to start their own business can opt for a Rupeek gold loan instead of a business loan in North 24 Parganas with better interest rates and other variegated benefits. It will help them to mobilise the gold that otherwise sits idle and utilise the funds to finance multiple business expenses instantly. 

Rupeek ad

Frequently asked questions

  1. What are the advantages of gold-backed business loan in North 24 Parganas?

One of the best advantages of availing gold-backed business loan in North 24 Parganas is that it hastens the loan approval process with minimal documentation. Several other benefits like a rebate on regular repayment of the loan, etc. can be enjoyed while servicing this loan. 

  1. Can I get Rupeek gold loan for my food packaging business in North 24 Parganas?

Yes. You can get a gold loan for your food packaging business in North 24 Parganas.

  1. What is the Rupeek loan transfer facility for business?

Borrowers can transfer the gold loan from their existing lender to Rupeek and save up to Rs.12,377/lakh on interest payments. 

  1. How can I part-pay for my Rupeek gold loan while doing business?

Rupeek allows its customers to make part-payment for their gold loan. All they have to do is log in to their Rupeek account and choose the option “part-payment” and deposit the requisite amount. They can also foreclose the loan and release the pledged gold before the tenure ends. 

Rupeek ad
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
Please enter valid Mobile Number
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly