Credit Card Loan in Lucknow

One cannot predict emergency expenses, and opting for an instant loan on credit card is a preferable option in such situations. The lender will provide this based on the unused credit limit.

Some salient features which make credit card loan in Lucknow a convenient option to meet unforeseen expenses are:

• Minimal paperwork and verification hassles, as the financial institution is already in possession of requisite documents.
• User-end activities with the borrowed money are not restricted and do not influence the loan amount in case of a personal loan against credit card.
• Easy EMI repayment option over a specified tenure saves from the headache of paying the amount back immediately.

For example, you can take a credit card loan for car for Rs. 5 lakhs and pay it back within a tenure of your choice. Make sure you check the maximum tenure you can choose when searching for ‘credit card loan lenders near me’.

However, this option calls for a clean repayment history and a high credit score. One may need to pay an excessive interest rate otherwise. Lending institutions can also reject a person’s application or offer a smaller loan.

As it is challenging to avail a credit card loan with a bad credit score, one can consider a gold loan.

Apart from a trouble-free disbursal, a gold loan has minimum requisites for eligibility. Available at low interests, gold loan is an apt substitute for people looking for loan to pay credit card outstanding or other sudden medical expenses. 

You can opt for gold loans for several advantages it gives you over other secured and unsecured loans – listed below.

1. Low-interest rates play a significant role in saving on your debt consolidation. Besides, it also helps you to pay your pending credit card bills or other lump sum expenses.
2. Medical expenses cost a fortune, and using up saved earnings is not always a feasible option. Gold loans are high-value financing options, which can help you meet any large expenses.
3. Businesses often need small and large investments to expand its operations. Easy repayment options are an added plus in such situations.
4. Taking care of expenditures like studying abroad, or foreign trips is easily covered by gold loans.

It is beneficial if you choose a lender willing to provide not only the above benefits but more. If you are looking for a loan without the hassle of credit card loan documents, opting for Rupeek gold loans is a safe bet.

• Hassle-Free Online Application: Rupeek offers an online solution to meet your gold loan needs. All it requires is registering with your phone number. You can then choose a loan option as per your requirements, and our representative will get in touch with you as soon as possible.
• Security: Rupeek transports the gold ornaments in a GPS-enabled bag, which you can track till it reaches a secured bank vault. In addition, the company also provides complimentary gold insurance coverage, in case of any unforeseen damage or theft.
• High Per Gram Rate: You can take up to Rs. 1.5 crores in exchange for pledging gold accessories. Interested customers can also check the loan amount he/she is eligible for by using the gold loan calculator from Rupeek.
• Easy Repayment Options: Rupeek offers a range of repayment options you can choose while applying for a gold loan. Flexibility in tenure length and repayment structure make Rupeek gold loans a go-to option.
• Low Interest Rate: Manage interest payment without hassle. Our interest rates start at 0.49% per month, making this financing option more accessible.
• Gold Overdraft Loan: Also known as Rupeek Quick, it allows borrowers to get an extended line of credit on top of their existing gold loan. An attractive edge of this feature is that the interest is charged only on the utilised amount from the extended credit limit. Immediate access to funds aids you to meet any sudden expenses you may need to incur.

It is a go-to option if you are unsure when you might require the money and are unwilling to pay interest every month.

Our doorstep services are available in the following locations in Lucknow –

• Raibareli Rd
• Charbagh
• Alambagh
• Lucknow Chowk
• Indira Nagar
• Mubarakpur
• Gomti Nagar
• Cimap
• Jankipuram
• Qaisar Bagh
• Mohanlalganj

Our representative will be at your doorstep within 30 minutes of setting an appointment. Thus, you can access funds any time from the comfort of your home to meet urgent expenses. Due to this and other industry-first features, our gold loan is rapidly emerging as an able competitor to credit card loans in Lucknow.