Lucknow – The Constantinople of India is a significant contributor to UP’s GDP, with nearly Rs. 40,397 crores, which equates to 3.85% of state GDP, second only to Noida, as per The Times of India.
Lucknow Municipal is the first in India to list municipal bonds in the stock exchange worth Rs. 200 crores, at 8.5% interest as per Financial Express. With a population going south of 45 lakhs, there’s a significant demand for instant funding sources like a credit card loan in Lucknow.
An increasing need to improve lifestyle without the hassle of monthly credit card bills is a major reason this trend is catching up by the day. Liquidating your hard-earned savings is not always a preferable option.
One cannot predict emergency expenses, and opting for an instant loan on credit card is a preferable option in such situations. The lender will provide this based on the unused credit limit.
Some salient features which make credit card loan in Lucknow a convenient option to meet unforeseen expenses are:
For example, you can take a credit card loan for car for Rs. 5 lakhs and pay it back within a tenure of your choice. Make sure you check the maximum tenure you can choose when searching for ‘credit card loan lenders near me’.
However, this option calls for a clean repayment history and a high credit score. One may need to pay an excessive interest rate otherwise. Lending institutions can also reject a person’s application or offer a smaller loan.
As it is challenging to avail a credit card loan with a bad credit score, one can consider a gold loan.
Apart from a trouble-free disbursal, a gold loan has minimum requisites for eligibility. Available at low interests, gold loan is an apt substitute for people looking for loan to pay credit card outstanding or other sudden medical expenses.
You can opt for gold loans for several advantages it gives you over other secured and unsecured loans – listed below.
It is beneficial if you choose a lender willing to provide not only the above benefits but more. If you are looking for a loan without the hassle of credit card loan documents, opting for Rupeek gold loans is a safe bet.
It is a go-to option if you are unsure when you might require the money and are unwilling to pay interest every month.
Our doorstep services are available in the following locations in Lucknow –
Our representative will be at your doorstep within 30 minutes of setting an appointment. Thus, you can access funds any time from the comfort of your home to meet urgent expenses. Due to this and other industry-first features, our gold loan is rapidly emerging as an able competitor to credit card loans in Lucknow.
It depends on the approved credit limit of your credit card and unutilised balance. So, if your credit limit is Rs. 1 lakh and you have withdrawn Rs. 50,000, you can avail a credit loan of up to Rs. 50,000. This can exceed based on your credit scores and payment history.
It varies with the financial institution from which you are applying for a loan. You can simply register using your phone number on the official website of the institution.
Yes, you can take loans to pay outstanding credit card bills. It is a smart alternative to breaking your hard-earned savings.
Our partners nor we currently accept gold coins or bricks. Gold jewellery of 18 carats and above are accepted only.
Rupeek’s verification process starts as soon as you apply for a gold loan online. Once the formalities are done, the amount is credited to the account – which takes around 45-60 minutes cumulatively.
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