New Okhla Industrial Development Authority or Noida is a planned city in west UP. Places like Okhla Bird Sanctuary, Botanic Garden of Indian Republic, Rashtriya Dalit Prerna Sthal and Green Garden serve as major tourist attractions of Noida. Due to its proximity to Delhi, Noida has gained tremendous economic success in recent years.
A burgeoning IT sector contributes healthily to the city’s economy as well as employment. To keep up with the expensive living standards, people can often struggle to meet unprecedented costs or high-end expenses. A person can opt for a credit card loan in Noida to that end.
Credit card issuers provide instant funding against the unutilised credit limit of a borrower. Here are a few features of credit card refinancing in Noida.
Credit card financing serves as the ultimate saviour during a liquidity crisis. However, these financial products come with certain drawbacks that one must know before availing this financing option.
As a loan against credit card is unsecured in nature, banks and NBFCs set strict eligibility criteria and levy higher rates of interest than secured variants such as a gold loan.
Plus, all credit cardholders cannot qualify to get a loan. In such cases, individuals who failed to get credit card loan with bad credit and for other factors can consider gold loan as a substitute due to its flexible eligibility and several consumer-friendly features.
As an idle asset, gold can offer numerous benefits during the financial crunch. As gold loans are secured financing, financial institutions do not demand higher credit score and good repayment history.
Individuals with gold assets can get access to cash immediately without worrying about employment status or income level. More importantly, the interest rate charged is lower because the perceived risk is less in this case.
With Rupeek, a gold loan can be availed at interest rates as moderate as 0.79% per month, making it ideal for individuals looking for ‘credit card loan providers near me’ searching for affordable funding.
The 100% transparent gold loan processing and easy repayment schemes make Rupeek stand out from the rest of the crowd. Prospective borrowers can expect the following benefits while availing a gold loan from Rupeek.
Unlike a personal loan against credit card, which can take up to 24 hours, Rupeek offers gold loan within 45-60 minutes. From loan application to documentation to loan disbursal, everything gets completed within an hour.
During emergency cash requirement, Noida individuals are assured of getting doorstep instant gold loan services from Rupeek. Once a borrower applies for a gold loan following the simple steps, the gold loan executive reaches the client’s preferred location in 30 minutes and completes the procedures. The gold loan executive leaves once the loan amount gets transferred to the client’s account.
With Rupeek, individuals can avail a gold loan up to Rs. 1.5 crores. Rarely a person can avail a credit card loan in Noida of such a substantial amount. What’s more, people can use it for various use-cases, including consolidating debt, buying a car, etc.
Borrowers can either choose to pay monthly or pay any time as per their convenience within the loan quantum. Select the scheme that suits your convenience before availing a loan and enjoy hassle-free repayments.
One of the most sought-after facilities of Rupeek is the gold overdraft loan. Also known as ‘Rupeek Quick’, this facility helps borrowers to withdraw cash as per their requirements from a sanctioned credit line. Individuals can secure it by pledging additional jewellery. On top of that, they can save a considerable amount by opting for this unique facility as it requires borrowers to pay interest only on the utilised amount instead of the total loan sanctioned.
To enjoy Rupeek’s doorstep gold loan services, find us in the following locations in Noida.
Avoid the excessive interest rates and stringent eligibility criteria of a credit card loan in Noida and get a gold loan from the comfort of your home.
To enjoy the attractive facilities of Rupeek’s gold loan, click apply now!
This facility is available to every credit cardholder. However, individuals with multiple payment defaults or a low credit score may not be eligible.
The EMI on credit card loan is calculated based on the balance of the total loan amount multiplied by the interest rate.
You can get a Rs. 1 lakh loan if you have a similar or higher unutilised balance to your credit. It also depends on the lending institution.
No, the partner bank of Rupeek accepts gold jewellery of 18 carats or above.
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