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Doorstep Loan in Noida
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Doorstep Loan in Noida

Noida is an entirely planned city under the aegis of New Okhla Industrial Development Authority, forming a part of India’s National Capital Region. Its civic amenities boast of modern infrastructure with wide roads and ample greenery. Spread across 20.316 hectares, Noida has always been an important centre for business and trade.

Over time, the city has grown into a business hub with numerous multi-national companies. Most of the major IT companies such as IBM, TCS etc. have their offices in Noida. Not only that, it is home to various prestigious educational institutions.

All these factors are increasingly making Noida a cultural melting pot, having one of the highest per capita incomes in the National Capital Region or NCR. Consequently, the living costs have also increased for Noida residents, pushing up the demand for credit. Doorstep loans in Noida can be a useful option in meeting such fund requirements. 

What Are Doorstep Loans?

It has been initially a foreign concept, where an unsecured loan of a small amount is extended to the borrower sans any collateral. Financial institutions in India offer a similar credit line that resembles a doorstep loan in Noida to a large extent. A primary difference is financiers in Noida offer doorstep services for both secured and unsecured loans.

In India, whenever a loan’s documentation and formalities are processed at the borrower’s premises, it can be considered a doorstep loan.

Doorstep Loans – Features

The characteristics of this form of credit make it a little distinct from conventional borrowing. These are some of its major features –

  • The entire process of availing a loan, right from application to disbursal of the loan amount, can be undertaken from the comforts of your home. It is particularly applicable for gold-backed doorstep loans.
  • Owing to its prompt approval process, quick personal loans of this sort can be an ideal solution to your emergency funding needs.
  • The borrowing experience is highly convenient, hassle-free, and also less time-consuming.

An applicant needs to meet the following requirements to avail such a loan –

  1. Citizen of India
  2. Must be above 18 years
  3. Must have completed KYC formalities

Apart from these, one needs to have a steady income source along with a credit score of 750 or above to avail an unsecured doorstep loan.

However, for a secured doorstep loan like a gold loan, the eligibility criteria are relaxed. Loan approval depends primarily on the authenticity of pledged gold items.  

Advantages Of Choosing Gold Loan

Following benefits show that a gold loan can be a suitable option when one needs credit -

  • There is no requirement of credit score to avail a gold loan. Thus, you can get a small personal loan in Delhi against the pledged gold items, even with a low credit score.
  • The borrowing cost of a gold loan can be significantly less than other unsecured financing options.
  • Unlike other secured credit variants, one does not need to provide any asset-related documents. The processing is also faster this way.

Besides these standard advantages, a Rupeek gold loan at doorstep comes with additional merits like multiple repayment schemes and the likes to improve customers’ convenience.

Rupeek Gold Loan – Benefits

Here are some of the significant benefits of Rupeek’s doorstep loan in Noida

  1. Attractive Interest Rate

For Rupeek gold loans, the interest rate can be as low as 0.79% every month. It makes interest payment much easier for you.

  1. Speedy Loan Disbursal

Once the pledged gold items’ authenticity is verified, and the applicant meets the eligibility criteria, the loan amount will be disbursed in an account within a few minutes.

  1. Flexibility In Repayment

Multiple repayment schemes are made available so that paying off the loan becomes easier for borrowers. One has the option of paying monthly instalments or repay anyway that’s more convenient for them. Borrowers convenience is paramount in this regard.

  1. Sizeable Loan

The amount of this gold-backed doorstep loan in Noida can go up to Rs. 1.5 crore, depending on the value of pledged gold. You can use the gold loan calculator to determine the loan amount you would get for your gold.

  1. Balance Transfer Facility

Just as personal loan providers Noida, you can apply for a takeover of a gold loan with Rupeek. This way, you can end up saving on interest up to Rs. 12,377 per lakh.

Other than these benefits, our customers can also leverage an overdraft facility against gold to meet their emergency funding requirements.

Gold Loan Overdraft Facility

If you are an existing Rupeek customer, you have the option of availing an additional credit line through Rupeek Quick by pledging more gold items. This facility offers the advantage of withdrawing loan on a need basis anytime from the limit sanctioned to them. It is beneficial for short-term funding requirements. 

Furthermore, interest is payable only on the withdrawn amount from the fund. It enables borrowers to make substantial savings on interest payment.

Reach out to us today to avail more such attractive offers and conclude your search for “doorstep loan providers near me”.

Gold Loan At Your Doorstep – Localities In Noida

You can avail Rupeek’s doorstep loan in Noida if you reside in any of the following localities in -

  • Dadri
  • Greater Noida
  • Gurjinder Vihar
  • Maharshi Nagar
  • Rabupura
  • Sector 16 Noida
  • Sector 12 Noida
  • Sector 30 Noida
  • Sector 27 Noida
  • Sector 34 Noida
  • Sector 122 Noida
  • Sector 128 Noida
  • Sector 125 Noida

Thus, if you need immediate funds, a doorstep loan in Noida might just be the appropriate option for you. Rupeek gold loan will help you avail the required loan amount without attracting a steep rate of interest or going through stringent eligibility criteria.

All you have to do is call us today, and we will be at your doorstep!

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Benefits of Gold Loan over Doorstep Loan.
  • <1 lakh
  • 2 lakh
  • 3 lakh
  • 5 lakh
  • 10 lakh
  • 20 lakh
Comparision Parameters Doorstep Loan Gold Loan
Interest Rate 2.39% 0.79%
Monthly Interest Amount
Eligibility & Documentation More Documents Needed Only KYC Needed
Processing Time & Disbursement 2 days to 1 week Within a day
Required Gold Weight -
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Frequently asked questions

  1. What’s the minimum amount offered under Rupeek’s doorstep loan in Noida?

The minimum amount one can avail is Rs.15000 under Rupeek gold loan, and the maximum amount may go up to Rs. 1.5 crore.

  1. How safe is my gold with Rupeek?

Rupeek ensures optimum safety and security of your gold. The pledged gold is transported in a case fitted with a GPS tracker. Once delivered to the authorised location, the gold is placed in a locker under strict surveillance. Moreover, Rupeek facilitates free insurance on your pledged gold.

  1. Does Rupeek accept any gold item for a doorstep loan in Noida?

No, a borrower can only pledge gold ornaments to avail a gold-backed personal loan in Noida from Rupeek. Other gold items such as bars or coins cannot be committed for a doorstep loan.

  1. How long does it take for disbursal under Rupeek gold loan?

The loan disbursal process is quick, where the completion of the entire process may take between 30-45 mins. Only after the loan amount is credited to your account, will our loan manager leave the premises with the pledged gold.

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