Pune

Pune is India’s 5th largest metropolitan economy and the 2nd largest city of Maharashtra. It is an established economy that contributes significantly to India’s GDP. Historically, this city has been a centre for education. Several top universities have campuses in the city.

In recent times, its scope has extended to manufacturing and service industries. Brands like Kirloskar, Bajaj Auto, Tata Motors, Mahindra and Mahindra, are some of the prominent names operating out of this city.

Residing in a city like Pune involves hefty living costs, and individuals often struggle to meet their finances. In such cases, they can avail a doorstep loan in Pune to resolve this crisis.

It is nothing but a traditional financing method, where applicants need not leave their house to avail funds. They can apply and complete the formalities of a loan from the comfort of their home.

This financial product is of great benefit to working professionals since it can be difficult to make time in their busy schedule for visiting a lender’s branch.

## What Is A Loan At Doorstep?

To apply for an online doorstep loan in Pune, one can follow the below-mentioned step-by-step guide –

Step 1: Visit the lender’s official website and fill out the loan application form.

Step 2: Fill up the form with relevant details like personal information, income details, etc.

Step 3: After initial verification, borrowers need to submit the necessary documents. They can either upload it online or hand it over to a company representative who will visit them at their doorstep.

Step 4: A final verification process will be conducted to authenticate an applicant’s address and other details. Company representatives will visit the applicant for this purpose. 

Nevertheless, before applying for this financial product, one should keep in mind the eligibility criteria and documentation required for this process to avoid facing any rejection.

## How To Apply For An Online Loan In Pune?

Since the eligibility requirements vary across doorstep loan lenders in Pune, borrowers should take a note of lender-specific criteria before applying for one. However, here are some standard pointers that every financier checks –

- Age: Above 18 years

- Credit score: Preferably 750 or higher, but some lenders may settle for a lower score if it’s an unsecured loan

- Employment Type: Salaried and self-employed

- Monthly income: Depends on the requirements of a lender

The documents needed to avail this financial product includes –

- KYC

- Income proof

- Address proof

- Bank account statement

- Business proof for self-employed individuals

If meeting these requirements seems cumbersome, one can skip the hassle by opting for an instant online gold loan at doorstep.

## What Are The Eligibility Criteria For A Doorstep Loan?

Following are some prominent reasons behind Rupeek’s popularity as a gold loan provider –

S- ubstantial Loan Quantum: The loan amount offered by Rupeek can go as high as Rs. 1.5 crore based on the purity of gold articles and the current per-gram rate. Borrowers can use our [gold loan calculator]https://rupeek.com/calculator) page on our website to check the current per-gram rate.

- Affordable Interest Rates: The monthly interest rate of loans from Rupeek starts from 0.74% per month. It makes interest payment of these low-interest rate loans more accessible.

- Different Repayment Options: With Rupeek gold loan, individuals can now easily repay their credit via different repayment [schemes](https://rupeek.com/schemes). Here they can choose from regular EMI or pay as per their convenience.

- Superior Safety Measures: Additionally, we have implemented robust measures for the assets’ safety. Our loan managers use bags equipped with GPS for carrying gold items. Moreover, we place them in high-security vaults with our lending partners. We also provide complementary insurance coverage for all gold items during the loan tenure.

- Swift Disbursal Of Funds: With Rupeek’s instant online gold loans, individuals can now get their loan money within an hour. After a loan application, our representatives complete the processing and then visit the applicant’s address within 30 minutes to complete the remaining process.

Existing customers of Rupeek can also benefit from our gold-backed overdraft facility to meet their doorstep loan in Pune requirements.

## What Are The Reasons To Choose Rupeek As A Gold Loan Provider?


Termed as [Rupeek Quick](https://rupeek.com/rupeek-quick/?u_id=17167068505080), our current customers can gain access to an extended credit line by pledging additional gold items. This facility also allows customers to skip the hassle of a documentation process since it’s offered to existing customers. Borrowers can withdraw as per their convenience from that sanctioned limit anytime. Moreover, they need to pay interest on the amount they use. Thus, borrowers can now save substantially on their credit repayment.

To complement these features, Rupeek’s extensive presence in prominent localities of Pune helps us to extend doorstep gold loan without any delay.

## What Is The Gold Overdraft Facility By Rupeek?

- Lohegaon

- Lohogaon

- Sadashiv Peth

- Swargate

- Viman Nagar

- Vishrantwadi

- Vadgaon Sheri

- Parvati Hill

- Pimpri-Chinchwad

- Pashan

- Nanded

- Hadapsar

- Katraj

- Kothrud

- Aundh

The surge in living costs often creates a need for short-term financing solutions like doorstep loan in Pune to meet any exigency. In such cases, instead of liquidating savings, one can use the value of their gold articles, otherwise sitting ideally at home, to counter such problems. Moreover, with a lender like Rupeek, they can have a hassle-free borrowing experience.

## Areas Of Pune Where Rupeek Extend Its Services

Yes, there are several lenders that extend a doorstep loan in Pune, and one of them is Rupeek. You can easily avail a doorstep loan no credit check within just a few hours.

## Is there any reliable doorstep money lenders?


To get an instant loan without CIBIL, you can opt for a gold loan from us. They do not have any requirement regarding this, and one can also get a loan without income proof.

## How to get an instant loan without CIBIL?

You can apply for a doorstep loan from Rupeek with your mobile number. A company executive will contact you subsequently to verify your loan requirements and personal details. Following this, a loan manager will visit your address to complete the remaining process.

## How to apply for doorstep loan from Rupeek?

You only need KYC documents to avail a gold-backed doorstep loan from Rupeek. As an address proof, you may also need to provide utility bills.

## What are documents required to avail a gold-backed doorstep loan today?




You can repay your gold loan online via Rupeek’s dedicated payment portal. Once you log in with OTP, you can check your account summary and make necessary payments.

## How to repay my Rupeek gold loan online?

Yes, there is a part-release option with the repayment of Rupeek gold loan. However, the jewellery being released must weigh at least 10 grams or more.

## Is there any part-release option with Rupeek gold loan?

Allow Rupeek’s representatives to contact me for my loan application