Doorstep Loan in Pune

It is nothing but a traditional financing method, where applicants need not leave their house to avail funds. They can apply and complete the formalities of a loan from the comfort of their home.

This financial product is of great benefit to working professionals since it can be difficult to make time in their busy schedule for visiting a lender’s branch.

To apply for an online doorstep loan in Pune, one can follow the below-mentioned step-by-step guide –

Step 1: Visit the lender’s official website and fill out the loan application form.

Step 2: Fill up the form with relevant details like personal information, income details, etc.

Step 3: After initial verification, borrowers need to submit the necessary documents. They can either upload it online or hand it over to a company representative who will visit them at their doorstep.

Step 4: A final verification process will be conducted to authenticate an applicant’s address and other details. Company representatives will visit the applicant for this purpose. 

Nevertheless, before applying for this financial product, one should keep in mind the eligibility criteria and documentation required for this process to avoid facing any rejection.

Since the eligibility requirements vary across doorstep loan lenders in Pune, borrowers should take a note of lender-specific criteria before applying for one. However, here are some standard pointers that every financier checks –

• Age: Above 18 years
• Credit score: Preferably 750 or higher, but some lenders may settle for a lower score if it’s an unsecured loan
• Employment Type: Salaried and self-employed
• Monthly income: Depends on the requirements of a lender

The documents needed to avail this financial product includes –

• KYC
• Income proof
• Address proof
• Bank account statement
• Business proof for self-employed individuals

If meeting these requirements seems cumbersome, one can skip the hassle by opting for an instant online gold loan at doorstep.

Gold loans allow individuals to use the equity of their gold jewellery to access funds. Here is a comparative study between gold loans and other doorstep loans to help borrowers learn more about it.

These benefits of an instant online gold loan at doorstep make it a favourable borrowing choice for many. However, one must evaluate the following points before selecting a lender –

• The rate of interest is a vital point to consider here, as it will decide the EMI amount. Individuals can compare lenders to find the most competitive one.
• Borrowers must check the repayment options before choosing any lending institutions to ensure the utmost convenience.
• They must go through the fine print of a loan, to learn more about it in detail, and avoid any future complications.

Are you searching for a reliable ‘doorstep loan lender near me’? Call Rupeek for a quick and affordable solution.

Following are some prominent reasons behind Rupeek’s popularity as a gold loan provider –

1. Substantial Loan Quantum: The loan amount offered by Rupeek can go as high as Rs. 1.5 crore based on the purity of gold articles and the current per-gram rate. Borrowers can use our gold loan calculator page on our website to check the current per-gram rate.
2. Affordable Interest Rates: The monthly interest rate of loans from Rupeek starts from 0.49% per month. It makes interest payment of these low-interest rate loans more accessible.
3. Different Repayment Options: With Rupeek gold loan, individuals can now easily repay their credit via different repayment schemes. Here they can choose from regular EMI or pay as per their convenience.
4. Superior Safety Measures: Additionally, we have implemented robust measures for the assets’ safety. Our loan managers use bags equipped with GPS for carrying gold items. Moreover, we place them in high-security vaults with our lending partners. We also provide complementary insurance coverage for all gold items during the loan tenure.
5. Swift Disbursal Of Funds: With Rupeek’s instant online gold loans, individuals can now get their loan money within an hour. After a loan application, our representatives complete the processing and then visit the applicant’s address within 30 minutes to complete the remaining process.

Existing customers of Rupeek can also benefit from our gold-backed overdraft facility to meet their doorstep loan in Pune requirements.

Termed as Rupeek Quick, our current customers can gain access to an extended credit line by pledging additional gold items. This facility also allows customers to skip the hassle of a documentation process since it’s offered to existing customers. Borrowers can withdraw as per their convenience from that sanctioned limit anytime. Moreover, they need to pay interest on the amount they use. Thus, borrowers can now save substantially on their credit repayment.

To complement these features, Rupeek’s extensive presence in prominent localities of Pune helps us to extend doorstep gold loan without any delay.

• Lohegaon
• Lohogaon
• Sadashiv Peth
• Swargate
• Viman Nagar
• Vishrantwadi
• Vadgaon Sheri
• Parvati Hill
• Pimpri-Chinchwad
• Pashan
• Nanded
• Hadapsar
• Katraj
• Kothrud
• Aundh

The surge in living costs often creates a need for short-term financing solutions like doorstep loan in Pune to meet any exigency. In such cases, instead of liquidating savings, one can use the value of their gold articles, otherwise sitting ideally at home, to counter such problems. Moreover, with a lender like Rupeek, they can have a hassle-free borrowing experience.