Located in North Goa, Aldona is a picturesque village with an old-world charm. The village, renowned for its quaint houses and scenic environment, attracts many visitors. Aldona sits on the shores of the River Mapusa. It has a hilly landscape as a backdrop, which contributes to its natural appeal. The village used to act as a busy trade port in the past. The place was renowned for its chillies and onions, which produced a large part of its profits. The villagers do not have this source of income to rely on today, but they have gold loans in Aldona to cover their unexpected expenses. Via a lovely cable-stayed bridge, which is the first of its kind in Goa, Aldona remains linked to Corjuem. The village's other attractions include the Church of St. Thomas, Aldona Graveyard, Calvim Bridge, Stone Bridge over the backwaters of Aldona, and Corjuem Fortress.
Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:
Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.
When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.
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