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Gold Loan in anandapuram

There is a calm and peaceful area named Anandapuram near the Gambheeram Gadda Reservoir, Podugupalem Lake, Dukkavanipalem Hillock, and Kambalakonda Wildlife Sanctuary. National Highway 16 (Chennai-Kolkata Highway) and State Highway 9 are nearby from this region. This area comes under the jurisdiction of Vishakhapatnam parliamentary constituency and Bhimili assembly constituency. Anandapuram is even a part of a Mandal that includes several villages like Vellanki, Peddipalem, Mukundapuram, Kolavanipalem, Gambheeram, Bheemandorapalem, Bantupallivari, and Anandapuram. V. Vidya Mandir, Sri Saraswathi Vidya Vihara, S P R A Jr College, and Mahodaya Jr College are the prime educational institutions in this locality. Gudilova Temple, Abhayanjaneya Temple, Dattatreya Swamy Temple, and Ramalayam are the most famous temples in this area. As the interest rates are lower than other loans, people prefer to take a gold loan in Anandapuram.

Benefits of an online gold loan

The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

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Frequently asked questions

Is there any maximum and minimum limit for availing gold loan?

If you are looking to avail a high loan amount at low-interest rates, a gold loan would be your best choice. At Rupeek, the minimum and maximum amount that you can avail are as follows:

1) Minimum Loan Amount- The minimum loan amount you can avail is 15,000 Rupees. This implies that the market value of the gold you are pledging needs to be a minimum of 20,000 INR because as per the standard norms set by the industry the borrower is eligible to receive about 75% of the market value of the collateral. In some cases, this can go up to about 90%.

2) Maximum Loan Amount- The maximum loan amount that can be availed is 1.5 crores.

Is there a Rupeek branch which I can visit? How do I find the nearest one?

Rupeek has over 3000 locations spread over 11 cities in India, that include Bangalore, Mumbai, Delhi, Chennai, Kolkata, Ahmedabad, Pune, Hyderabad, Surat, Jaipur, and Coimbatore. Lender branches have been set up with partnered banks to ensure that are branches within three kilometers from the main areas of the cities. Rupeek has a network of regional offices and bank branches spread across the country. If you wish to visit a branch, first you have to find out the branch that is closest to you. You can make a visit after you identify the branch. Rupeek will be more than happy to see to your requirements.
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