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Gold Loan in ashok chowk

Ashok chowk is a four-point crossing in Indian state Maharashtra, in the heart of north solapur. Ashok chowk crosses midc road with outer ring road. The markanday garden and markandeya swimming pool is at one end. The famous walchand technology institute is just a stone's throw away from chowk. The area falls under the jurisdiction of the solapur city north assembly and parliamentary district of solapur. Ashok chowk is easily reachable from nearby locations such as police head quarters, karnik nagar, new paccha peth, vijay nagar, and karnik nagar because of its strategic position. Provided that all modern facilities are available nearby, people choose to live here, and often apply in ashok chowk for instant low-interest loans.

Benefits of an online gold loan

The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!

Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

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Frequently asked questions

Can I take a gold loan for my education?

Yes, you can take a gold loan in Solapur for your educational purpose. In fact, one of the main reasons why gold loans in ciytname are taken is for educational purposes. A secured loan is one of the easiest and most flexible loans to take. The low-interest rates, the high loan to value ratio, and the flexible repayment schemes available with an online gold loan in Solapur makes it one of the best sources of funds. The loan term for a gold loan in Solapur can range from 6 months to 12 months. For these reasons, if you are pursuing higher education in India or abroad, a gold loan is one of the best options before you.

Are there any charges levied for late payment of interest?

Lenders usually do tend to charge a penalty fee in case of default of payment or arrears. This charge is usually carried over to the next monthly payment. In case of default of payments or arrears of the next payment as well, the lender is left with no other choice but to hand over the issue to the respective loan managers. Stringent action will be taken against the borrower to ensure that the repayments are done on time. In order to avoid any such circumstances in the future, the borrower has to take care not to miss out on payments or delay the payments. As a borrower your number one priority has to be prompt repayment of loans.

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