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Gold Loan in athwa

Athwa is a well-developed, modern neighbourhood in the city of Surat. The place is popular for its fancy shopping zones and it also entertains the people with multiple commercial activities. Sprawled with malls, theaters, multi-cuisine restaurants and luxurious resorts, the place bustles with youngsters. It mostly comprises residents from the upper-class groups. The place is also frequented by people from other cities for its sites like Tapi River, Surat Science Centre and Ambika Niketan Temple. The locality can be easily accessed from prominent suburbs such as the Athwalines. Sardar Vallabhbhai National Institute of Technology (SVNIT) is one of the established educational institutions of Surat, which is in close proximity to Athwa. Moreover, people of this locality depend on gold loans in order to take care of their personal interests.

What is an online gold loan?

Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:

  1. Low rate of interest
  2. High-value loans
  3. Minimal paperwork
  4. Flexible repayment options
  5. Instant loans etc.

Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.

Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

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Frequently asked questions

Which cities is Rupeek currently operational in?

Rupeek has been in the industry since 2015 and has since been giving urgent and immediate loans to its customers. It has been gaining popularity since its commencement, thanks to the quick, transparent, and hassle-free procedure it follows. It has been operating in over a three thousand location spread over the following cities:

  1. Bangalore
  2. Mumbai
  3. Delhi
  4. Chennai
  5. Kolkata
  6. Ahmedabad
  7. Pune
  8. Hyderabad
  9. Surat
  10. Jaipur
  11. Coimbatore.

Growing by leaps and bounds, it has become India’s largest growing platform for online gold loans. Rupeek is also under a mission to expand to other cities in India as well. It has embarked on a mission to provide the best gold loans at affordable interest rates to people across the country.

Can I transfer my loan from my existing lender?

Yes! You can transfer your existing loan from another lender to Rupeek. There are several reasons why a borrower might choose to transfer their loan. It could be because of lower interest rates, higher per gram rates, enhanced gold security, or more flexible repayment options. If you are looking to transfer your existing loan, all you'll have to do is request for the renewal amount and Rupeek will take it from there. If you transfer your loan to Rupeek, rest assured it entails maximum security for your gold and flexible repayment options. Please visit our loan transfer page for more details
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