The small developed township of baikunth is situated on the raipur- bilaspur railway line 40 km away from raipur city. What is significant about the place is that the town was developed primarily for the purpose of housing the employees of the manufacturing plant century cemet which has been operating since the 1970s. This is where more than 3000 people live. This position also offers residents from nearby villages job opportunities. Often the position is remembered for the number of saplings planted in the last decade. gold loans are popular among residents in baikunth, they make use of these loans to meet unexpected expenses. With its own clubs, schools, shopping malls, parks and playgrounds, this area is very self-sufficient.
When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
A secured loan is one of the easiest and hassle-free loans to acquire. It is also one of the most flexible sources of funds that are available to a lender. That is to say that only in extreme cases the loans are likely to be rejected by the lender. The few cases in which the gold loans in Raipur will be rejected are as follows:
3. Gold eligibility. Most lenders only accept gold loans that are in the form of ornaments and whose purity falls between 18 karat and 22 karat
Your request has been received, our customer relationship manager has been notified and will call you shortly