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Nellore
balajinagar
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Nellore
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in balajinagar

Balaji nagar locality in nellore interferes with the chennai-kolkata highway as a booming neighborhood with significant residential development. its mainly parallel streets serve the inhabitants of urban areas who have multifaceted job needs. gold loans are a gift to the local population in balajinagar. The area is seen to be populated by public bodies such as post offices, police stations, health centers, mosques, etc., with only a few small companies, stores and markets. Among these are some of the most prominent landmarks of the site, the national sample survey building, the svgs field, etc.. In the vicinity lay a variety of schools and universities.
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We offer the highest per gram rate on our gold loans.

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Gold Loans at the privacy of your home

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Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

What is an online gold loan?

Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:

  1. Low rate of interest
  2. High-value loans
  3. Minimal paperwork
  4. Flexible repayment options
  5. Instant loans etc.

Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.

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Frequently asked questions

Is there a processing fee while applying for an online gold loan?

Yes, processing fees are likely to occur in the event of getting a loan online. Overhead charges are likey to be levied from you in the form of processing charges. The same way gold valuation, loan amount, loan interest rate vary from lender to lender, the processing fees also change from lender to lender. It is important that before you decide on a lender, you understand the processing fee they charge. A high processing charge can create a considerable increase to your loan charges. Rupeek makes sure that the processing fee it charges is affordable and convenient to its lenders. Rupeek offers one of the lowest processing fees in the market.

What is gold loan renewal and how is it done?

Rupeek strives to provide flexible, convenient, and affordable solutions for everyone. Most of the gold loan schemes available are of short tenure and our generally one of the below three:

1) 3 Months

2) 6 Months

3) 12 Months

Some lenders give the customers the option to extend the tenure of their loan. This process of availing an extension is known as gold loan renewals. It is noteworthy that your lender might levy a renewal fee if you choose to transfer your loan.

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