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Jodhpur
balesar
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Jodhpur
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in balesar

Balesar is one of the 10 blocks in the Jodhpur district. There are around 271 villages in this block and about 400 families. The village is located at a distance of 65 kilometers from Jodhpur, in the rural area of Rajasthan and there is no train service. Taking the road is the only way to reach the village. The saddest part of the village is an incredibly high illiteracy rate, with an illiteracy rate of 38% for men and 68% for women. Most residents of the village unemployed due to the high illiteracy rate. The people employed are totally dependent on agriculture. Anyone who needs financial assistance apply for gold loans in Balesar.
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We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
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Gold Loans at the privacy of your home

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What is an online gold loan?

An online gold loan is the most hassle-free form of instant credit. It owes its popularity to the array of flexible features it comes with. It comes with extremely relaxed eligibility criteria, high loan amounts at low-interest rates! Sounds like the perfect package doesn't it? Well, it gets better. There is no set upper limit on your loan amount. This completely depends on the value of your gold. Ideally, lenders approve up to 75% of the market value of the collateral. However, at times it can even go up to 90%! It is noteworthy that this market value does not refer to the prevailing market price. The lender arrives at the gold valuation by taking an average of the gold gram rate from the past 30 days. The borrower can avail the loan right from the comforts of his/her home by downloading the app and placing a loan request using just the Aadhar card as document proof! A lender appointed representative will then visit the borrower's house for gold valuation and post which the loan amount will be transferred within 10 minutes. The entire process end-end takes only about an hour!

Benefits of an online gold loan

The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!

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Frequently asked questions

What do I do if the displayed information regarding my gold loan interest is incorrect?

If the information regarding your personal detail or your financial data is displayed incorrectly regarding your gold loan in cityname, you have to take care to take steps to fix the errors promptly. To do this, the borrower should get in touch with the lender immediately and ask for the errors to be rectified immediately. The borrower should be able to produce proofs to back their claim – whether it is regarding your personal details or your financial data. Your KYC documents can act as proof of your personal details and to prove your financial data, you can use the data on the portal. You can see your base scheme interest and post rebate interest amount under the Repay your Loan page, in the case of rebate schemes. The interest calculation for your gold loan in cityname is done automatically, considering your rebate schedule and your repayment history. 

What purposes can I request a gold loan for?

You can use your gold loan for a variety of purposes. This amount can be used to suit any need that does not entail illegal activities, money laundering, terrorism, or any other activity prohibited by law. Gold loans in cityname are taken by the people to fulfill a variety of planned as well as unplanned requirements. There are several reasons why in the course of our lives we might be led to acquire a gold loan. It might be to do a home renovation, to sponsor an event, throw a marriage or any other function, to meet a medical emergency, for educational purposes, to start a small business or to clear other debts, 

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