The birthplace of the great saint and poet sishu ananta, balipatana is in the khurda district of balipatna tehsil, odisha state. It is situated to the east of khurda district headquarters. Any neighboring villages are pampalo, turintira, and majhihara. It is surrounded by the balianta tehsil in the west and baranga tehsil in the north. The national museum of odisha is in the area. The museum dates back to 1932 and is home to two archaeologists, prof. n. c banerjee and prof. ghanshyam dash of ravenshaw college, preserving archeological artifacts. It was later turned into a museum by the odisha government. The locals are very proud of their heritage and always opt in balipatna for gold loans to run small businesses and keep the past alive.
An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.
A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:
Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.
Gold loans require the borrower to pledge their gold against the loan. The value of this gold needs to be at least 30% more than the loan amount being availed. In case of an arrear or a failure to repay the loan, the lender assumes full and permanent ownership of the collateral. Owing to this, availing an online gold loan comes with a lot of benefits that include but arent limited to:
1) Speedy Disbursal
2) High LTV (LOan-Value Ratio)
3) Low-Interest Rates
5) Relaxed Eligibility Criteria
6) Waived Processing Fee
7) 100% Insurance Cover
Your request has been received, our customer relationship manager has been notified and will call you shortly