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Bardoli is a historic town functioning under the Surat Metropolitan region in Gujarat. The place is situated at a distance of 35km from the city of Surat. During the independence struggle, the Bardoli Satyagraha movement took place in this town in 1928, under the leadership of Sardar Vallabhbhai Patel. The place is also known for its sugar factory, namely Shree Khedut Sahakari Khand Udyog Mandli Limited, which is Gujarat's first sugar factory, established in 1955 to 1956. In present-day, the region has developed into an educational zone with several public and private universities for the students of Gujarat. Some of the prominent academic institutions are Uka Tarsadia University (UTU) and Veer Narmad South Gujarat University (VNSGU). Moreover, the local people rely on gold loans in Bardoli for educational purposes.
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.
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