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Kolkata
Beadon Street
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in Beadon Street

Beadon Street is a place in Kolkata with the best colleges in the city. Students from all around West Bengal come to study in the school and colleges like Bethune College, Scottish Church College, St. Margaret School, Holy Child Institute, and Bethune Collegiate School. Besides the missionary institutions, there are also Khudiram College and Studies College. A number of churches and temples in the area create an excellent environment for spiritual practices and religious rituals. The small businesses in the area are always running in a fast-paced surrounding- restaurants and eateries are lined up in the streets. Also, for fun and recreational purposes, this place has parks and swimming pools. Though living in the area feels great, the expenses are quite high, that’s why people often consider gold loans in Beadon Street in their daily lives.
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We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
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Gold Loans at the privacy of your home

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What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

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Frequently asked questions

How to apply for a gold loan with Rupeek?

Applying for a gold loan using Rupeek is a very smooth and hassle-free process. The online gold loan owes its popularity to the simplicity associated with acquiring them. The gold loans can be acquired in a few easy steps. With Rupeek, you can place an application for the loan both online as well as offline. The steps are as follows:

  1. Place the loan request – you can visit the lender’s web portal, download their app as well as call up at their customer service to place a loan request.
  2. Schedule of appointment – as soon as the loan request has been placed, an official from the company will get in touch with you. An appointment will be fixed.
  3. Evaluation of the gold and verification of the documents – the authenticity of the gold has to be established and the documents have to be verified.
  4. Loan approval – when the borrower’s document s and the assets have been successfully verified, it will be immediately approved.
  5. Disbursement of the funds – as soon as the loan has been approved, the funds will get immediately transferred into the borrower’s account.

The whole process – from the loan application to the disbursement of funds takes place within an hour. 

How do I know if the executive is authentic while applying for an online gold loan?

The safety and the security of the borrower is one of the primary concerns of Rupeek. They make sure that the personal details and the asset of the borrower remain safe and secure with the lender. The borrowers can make sure that the executive sent to your doorstep to evaluate your gold and to verify your documents is authentic by the following ways:

  1. Identity proof – you can request the company representative who has come to your house to show their identity proof.
  2. Identity card – you can also ask the company official to show their identity card issued by Rupeek to prove that the person has indeed been sent by the company to validate your documents as well as your asset.
  3. In-app verification – Rupeek also takes extra measures to make sure that your asset doesn’t get misplaced/ stolen/ lost. As soon as the representative reaches your house, you will receive an OTP which the representative will have to enter on his app. The transaction can proceed only after the successful match of the OTP.

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