sub_locality
Kolkata
behala
close btn

Service Update- (Covid-19)

In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

Kolkata
banner bg
0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in behala

In the real estate landscape of Kolkata in general and South-West Kolkata in particular, Behala lies. The neighbours to the locality include New Alipore, Parnashree, Tollygunge, Barisha, and Taratola. These regions are known for its skyscrapers. South and Central Kolkata are the Taratola Flyover, B.L. Saha Road, James Long Sarani, and Diamond Harbour Road are among the major roads that connect the locality with other parts of South and Cental Kolkata. New Alipore and Brace Bridge on the Sealdah-Budge Budge Section are the closest railway stations to the area. K.E. Carmel School, Behala High School, Shaw Public School, and National Gems Higher Secondary School are some of the most popular schools in the region. The area has many factories that are associated with metal plating, pharmaceuticals, recycling, chemicals, galvanizing, and spray-painting around the vicinity. To obtain quick funds, gold loans in Behala are preferred.
max LTV

We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
**

Gold Loans at the privacy of your home

lender banks
+91
Please enter valid Mobile Number

What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

Rupeek ad

Gold Loan Calculator

Hear what our customers say

We’re passionate about making the Rupeek gold loan experience simple, smooth & happy for every customer.

4.6+ star
4.8 star
4.4 star

Your Gold Loan is just a click away!

Please provie a valid name
+91
Please use a valid mobile number

Frequently asked questions

Is it risky to take a gold loan?

Gold loans in <cityname> are the best avenue to source immediate funds, not only in terms of flexibility but also in terms of speed. Under certain circumstances where you need quick money and do not possess the necessary assets that can be pledged as collateral, gold loan can be a useful avenue. However, it is advisable to refrain from taking a gold loan in cityname if you believe you will not be able to repay the demanding interest amount along with the pricipal. Additionally, if the gold prices drop drastically during the tenure of loan you might be required to pledge more gold to make up for the difference in amount. 

Are all gold items accepted?

Gold loans are those loans that are availed by securing it against gold. These gold loans are very simple to avail and have several benefits, the most important of them all being the range of flexibility offered by lenders. When it comes to gold loans, most lenders accept gold in any form, as only the purity and quality of your gold matters. Rupeek currently only accepts jewelry and ornaments. Gold bars and coins are not accepted by lenders. Our lending partners only accept gold jewelry of 18 carats and above, which is subject to valuation reports for any loan on gold. 
Rupeek ad

Apply now for 30 minutes doorstep service#

+91
Please enter valid Mobile Number
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
close
+91
Please enter valid Mobile Number
close
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly