Belgachia uses to be a village among 38 other that East India Company had bought from Mir Jafar after the fall of the last Nawab of Bengal, Siraj-ud-dulah. Nowadays this place is a shining locality in the north part of Kolkata. Belgachia is connected to most parts of the city through Khudiram Bose Road. The Belgachia Rail overbridge connects its neighborhood to a place called Shyambazar, which is the oldest and busiest shopping area of the city. The main railway station of Kolkata is located in this area and so it gets easier to access to Belgachia metro station. One of the famous R.G Kar Medical College and Hospital is located just 1.5 km away from this place. Gold loan in Belgachia is available very easily to meet your medical fees and many more. Shree Digambar Jain Pareswanath Temple is a tourist place one must consider visiting once.
Since a gold loan is a secured loan, it offers many benefits that the other sources of funds do not offer. Some of the benefits offered by a gold loan include:
The requirement for eligibility for a gold loan isn’t much. To avail a gold loan, the borrower has to fulfill the below-mentioned criteria:
The loan amount is then calculated by the lender by multiplying the quality, purity, and weight of the gold. The lender then multiplies it with the average price of gold for the past thirty days. The resultant amount id the loan amount that the borrower can borrow.
An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.
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