In Chennai, Besant Nagar is proud to be an exclusive and upscale residential area. The area took its name from Annie Besant, a British socialist. The community, situated along the Bay of Bengal coast, was established by the Tamil Nadu Housing Board (TNHB) in the early 1970s. Besant Nagar enjoys excellent connectivity through the Chennai Metropolitan Transport Corporation to all parts of the city. Thiruvanmiyur Railway Station is only 3 km away from the house. The town is 16 km from Chennai International Airport. There is excellent social infrastructure in Besant Nagar. Some of the area's main attractions are Kalakshetra Academy, Arulmigu Mahalakshmi Temple, Elliot's Beach, Annai Velankanni Shrine, and Besant Gardens. P eople also take advantage of gold loans In Besant Nagar to fund their business projects or extend their existing companies.
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.
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