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Vijayawada
bhavanipuram
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Vijayawada
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in bhavanipuram

Bhavanipuram is a community in Vijayawada, Andhra Pradesh. It is a relatively small population area and is home to famous markets such as Bhavanipuram Rythu Bazaar (farmers’ vegetable market), mosques like Masjid-E-Raza, entertainment facilities such as cinemas and restaurants, and hospitals such as Lata Hospital Destination. It is famous for its proximity to Gollapudi, Kummaripalem, Vidhyadharapuram, Chittinagar and Kamakotinagar. Gold loans in Bhavanipuram is the first choice for the sellers and owners to meet their capital requirements.
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We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
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Gold Loans at the privacy of your home

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What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

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Frequently asked questions

What can I do if my lender is charging high interest?

If after the loan has been sanctioned and after a couple of repayment you realize that the rate of interest you have been charged with is high, if you wish to, you have the option to transfer your loan from your current lender to another lender. Most lenders offer this facility to their potential borrowers. As long as the borrower has a good repayment history, there is nothing to worry about. When a borrower wishes to transfer their loan to Rupeek, Rupeek sees to the matter at once. All the help from Rupeek’s end will be provided to the borrower to the extent that the only factor that the borrower has to be concerned about will be regarding the arranging of the loan renewal amount.

How do I know if the executive is authentic while applying for an online gold loan?

The safety and the security of the borrower is one of the primary concerns of Rupeek. They make sure that the personal details and the asset of the borrower remain safe and secure with the lender. The borrowers can make sure that the executive sent to your doorstep to evaluate your gold and to verify your documents is authentic by the following ways:

  1. Identity proof – you can request the company representative who has come to your house to show their identity proof.
  2. Identity card – you can also ask the company official to show their identity card issued by Rupeek to prove that the person has indeed been sent by the company to validate your documents as well as your asset.
  3. In-app verification – Rupeek also takes extra measures to make sure that your asset doesn’t get misplaced/ stolen/ lost. As soon as the representative reaches your house, you will receive an OTP which the representative will have to enter on his app. The transaction can proceed only after the successful match of the OTP.

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