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Visakhapatnam
bheemunipatnam
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Visakhapatnam
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in bheemunipatnam

A prime tourist location in Visakhapatnam District is Bheemunipatnam. This area comes under Kadapa parliamentary constituency and Nandyal assembly constituency. Visakhapatnam Airport is only at a distance of 40 km, and the nearby railway stations are Nellimarla, Vizianagaram Junction, and Visakhapatnam. Bhogapuram, Madhurawada, Bay of Bengal, and Rushikonda are the bordering localities. Ramalayam Temple, Santoshi Mata Temple, Narasimha Temple, and Sri Pollamma Thalli Temple are the most renowned temples in this region. Some of the famous hospitals in this area are VGP Hospital, Dr. Hedgewar School Hospital, and Dr. Prasad Hospital. Sri Vani Vidya Niketan, ZPH Govt High School, Sarada Public School, Avanthi Institute of Pharmaceutical Sciences, Avanthi Engineering College, and Avanthi Institute of Engineering & Technology are some of the most prominent educational institutions in this area. Gold loan in Bheemunipatnam is pretty famous because of the presence of various commercial, tourist, and industrial hubs in this region.
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We offer the highest per gram rate on our gold loans.

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Gold Loans at the privacy of your home

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Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

Eligibility criteria for an online gold loan

As far as forms of credit go, online gold loans provide a range of peerless flexibility! Here are some of the basic eligibility criteria that you need to meet if you are looking to avail an online gold loan-

1) Since lenders prefer disbursing loans to borrowers that are domiciled within the same geographic boundaries as theirs, you will have to be of Indian nationality and residing in India to avail a loan.

2) You must be an independent major, that is of the age 18 or above

3) Since, usually, Indian lenders do not approve gold coins or bars, the collateral you are looking to secure your loan with has to be gold in the form of jewelry or ornaments.

4) The jewelry you are looking to pledge must be 18 Karat or above (Karat is the measure of the purity of gold)

It is noteworthy that the loan amount you are eligible to receive is bound to vary from the market gold rate. This is due to the fact that lenders don't go by the current market price and instead arrive at the average gold rate based on the rate from the past 30 days. 

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Frequently asked questions

Why should I take a gold loan with Rupeek?

Rupeek strives to provide solutions to all your gold loan problems, which is why we provide doorstep services to all our customers. We offer unique and instant gold loan solutions with the best rates in the market. Our interest rates are as low as 0.89%, and we offer flexible repayment schemes as well to make gold loans affordable and convenient for all. We also offer 100% insurance cover for your ornaments. Unlike other sources of funds such as an unsecured loan, Rupeek requires minimum documentation. Rupeek doesn’t require its lenders to have a fixed income or a perfect credit score. This means that even if you are unemployed, do not have a stable source of income or if you have a poor credit history, the option to get urgent loans with a gold loan is still available to you.

How is KYC done at home for online gold loan?

The loan manager will ask for your KYC gold loan documents and will take photos of these to upload onto our system for verification from our approval team. This step of the gold loan process usually takes place within minutes and your KYC is completed! The KYC documents are used to prove your identity and your address. Any of your documents, such as your Aadhaar card, PAN card, passport, voter ID, or passport can act as your identity proof. With the exception of voter ID and PAN card, any among the rest of the documents can act as your address proof. 

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