sub_locality
Belgaum
bidi
close btn

Service Update- (Covid-19)

In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

Belgaum
banner bg
0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in bidi

Beedi is a village in khanapur taluka in the karnataka state district of belgaum, India. It falls under belgaum division jurisdiction. Beedi is encircled to the north by belgaum taluk, to the east by bylahongal taluk, to the south by supa taluk and haliyal taluk. Belgaum, dharwad, curchorem cacora, saundatti-yellamma are the towns which are located near beedi. Gunji rail way station, khanapur rail way station is incredibly similar to beedi railway stations. Any of the famous schools based in beedi village are srshs nandgad, mmhs kansuli and sarvodaya.v. Convenience in time makes gold loans an applauded option among its residents in beedi.
max LTV

We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

Today’s max loan value/gm ()
**

Gold Loans at the privacy of your home

lender banks
+91
Please enter valid Mobile Number

What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Eligibility criteria for an online gold loan

Since a gold loan is a secured loan, it offers many benefits that the other sources of funds do not offer. Some of the benefits offered by a gold loan include:

  1. Low rate of interest
  2. Minimal documentation
  3. High loan amount
  4. Flexibility in repayment options
  5. Instant loan approval, etc.

The requirement for eligibility for a gold loan isn’t much. To avail a gold loan, the borrower has to fulfill the below-mentioned criteria:

  1. The borrower shouldn’t be a minor
  2. The mortgage loan should be of 18 karat or above
  3. The gold should be in the form of ornaments or jewelry.

The loan amount is then calculated by the lender by multiplying the quality, purity, and weight of the gold. The lender then multiplies it with the average price of gold for the past thirty days. The resultant amount id the loan amount that the borrower can borrow.

Rupeek ad

Gold Loan Calculator

Hear what our customers say

We’re passionate about making the Rupeek gold loan experience simple, smooth & happy for every customer.

4.6+ star
4.8 star
4.4 star

Your Gold Loan is just a click away!

Please provie a valid name
+91
Please use a valid mobile number

Frequently asked questions

What is KYC? Why is it necessary to avail gold loan?

KYC in the KYC documents stands for Know Your Customer. This is a customer identification process where the lender obtains a couple of documents from the borrower to get some personal details about them. These document, which can consist of their PAN card, Aadhaar card, driving license, voter id and passport act as the identity proof and the address of the borrower. The lender has to have a copy of these documents for securlty reasons and to prevent unscrupulous behaviour by the borrower. Although the above listed documents were sufficient before, now it is mandatory for the borrower to present their Aadhaar card since it consists of all of their details, including their finger print and retina scan. These cannot be fabricated and it is also possible to get a gold loan against just your Aadhaar card today.

What do I do if I have found a discrepancy in the returned gold?

If you have found that the collateral returned to you is damaged or tarnished, you should raise a complaint with the lender at once. You have to immediately connect with your loan manager and get the issue sorted. When you take a gold loan in cityname, with Rupeek, it is careful that the collateral asset is not exposed to any kind of mishandling. Rupeek understands that your collateral asset is not only valuable, but also holds sentimental and other significance to you. It would never put your valuables at any risk. As a matter of fact, once the gold is handed over to Rupeek from your custody, the gold is 100% insured. Even the gold valuation takes place before your eyes for security reasons. Further, your gold once it reaches the partner bank is under the tightest and the heaviest security

Rupeek ad

Apply now for 30 minutes doorstep service#

+91
Please enter valid Mobile Number
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
close
+91
Please enter valid Mobile Number
close
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly