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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in bilara

Bilara is a city located on NH 112 between Jodhpur and Jitaran. It is also the terminus of the railway line in Pipar. Bilara is the market center of the nearby agricultural area. The geographical location of Bilara is also of military value. The 111-kilometer Bar-Bilara-Jodhpur session was to connect Jodhpur as an important feeder route during the war. The resdents are mainly engaged in trade and agricultural marketing. Gold loans in Bilara provide finance for these trade activities and ensure the smooth progress of their business.

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What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

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Frequently asked questions

Can I get an interest-free gold loan?

No, a zero-interest gold loan does not exist in the country. This is because, like any other financial institution, a gold loan lender is also looking to earn profits out of the business. The interest that is charged by the lender on the gold loan in Jodhpur is what constitutes their profit. Lower interest rates are what attract a borrower towards a lender and for this reason, lenders compete to offer the lowest interest rates in the market. The interest rates depend on a variety of factors that include the loan term, the loan amount, etc. Since different lenders offer different interest rates mist online gold loan lenders provide a gold loan calculator online where the borrower can calculate the interest rates and make an informed decision regarding the procurement of the gold loan in Jodhpur.

Is my gold safe with Rupeek?

Our processes are ISO 9011:2015 certified and we have completed 25,000+ loans with utmost care and safety. To ensure the safety of your gold ornaments, we have partnered with reputed banks that are trusted across India - Karur Vysya Bank, Federal Bank, and ICICI Bank. a network of bank branches and regional offices. Your ornaments are sealed in a GPS secured bag while being transported by our security partner Brinks, an internationally trusted security service, from your home to the bank branches, where upon arrival, is stored in secure bank lockers under bank-grade security and surveillance to ensure utmost safety. Your gold is also fully insured with trusted New India Assurance against any theft or accident during transit from and to your doorstep.
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