sub_locality
Jabalpur
bilhari
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in bilhari

Bilhari in jabalpur is a famous settlement in madhya pradesh, indian state. It belongs to division jabalpur. It is one of the region's oldest residential cities. It is situated just 5 km from jabalpur. It boasts an inheritance rich in unexplored glories. This location is known for the many elaborate lord brahma, lord surya and lord vishnu sculpters excavated here. Bilhari is a gift to their eyes and mind for nature-lovers as it is abundant in greenery, in the lap of nature. This quaint village is easily reachable by taxi from jabalpur. Some of its famous attractions include roopnath's unique shiva temple, nohta's ancient splendour, and so on. Locals here in bilhari also use gold loan to fulfill their cash requirements.
Today's maximum loan value/gm **
max LTV

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Gold Loans at the privacy of your home

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Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

Eligibility criteria for an online gold loan

Since a gold loan is a secured loan, it offers many benefits that the other sources of funds do not offer. Some of the benefits offered by a gold loan include:

  1. Low rate of interest
  2. Minimal documentation
  3. High loan amount
  4. Flexibility in repayment options
  5. Instant loan approval, etc.

The requirement for eligibility for a gold loan isn’t much. To avail a gold loan, the borrower has to fulfill the below-mentioned criteria:

  1. The borrower shouldn’t be a minor
  2. The mortgage loan should be of 18 karat or above
  3. The gold should be in the form of ornaments or jewelry.

The loan amount is then calculated by the lender by multiplying the quality, purity, and weight of the gold. The lender then multiplies it with the average price of gold for the past thirty days. The resultant amount id the loan amount that the borrower can borrow.

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Frequently asked questions

Is part withdrawal of gold Jewellery allowed post part closure of gold loan?

Unfortunately, this won't be possible. Since your loan amount is decided based on the value of your gold you will not be able to withdraw the pledged gold jewelry or ornaments in part as and when you repay. The gold you pledge functions as a security for the lender that you will indeed make full repayment. Making part payments of both principal and interest is allowed. But only when the entire principal and interest amount are repaid is the loan considered as closed and the loan manager hands over the pledged gold ornaments to you and officially gets a formal acknowledgment from you confirming the return of your collateral.

What are the different gold schemes available at Rupeek?

We provide the highest gold loan amount per gram, lowest gold loan interest rate of 0.89% and the longest repayment tenure. The schemes currently being offered can be viewed here, after which you can schedule a visit with one of our sales representatives to apply for a loan. There are different online schemes that Rupeek offers for its borrowers. This is to make sure that they can opt for a loan that is best suited for them. They have the option to pick from an array of options that differ in terms of the loan term, the loan interest, and the loan amount. The schemes are divided into four depending on the loan amount – loans below 2 lakh, loans between 2 lakh and 5 lakh, loan between 5 lakh and 20 lakh, and loans above 20 lakh. As the loan amount decreases, the interest rate increases. There are also various schemes under each amount, such as High-Value Loan, Max Value Loan, and No Tension Max Value Loan. The interest rate can range from o.898% to 1.69% depending on the loan amount and the scheme.
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