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Gold Loan in chaksu

Just 40 kilometers away from the city of Jaipur is a municipal town named Chaksu. It is linked by NH 52 to other parts of the state. It forms a part of the Chaksu assembly and Dausa Parliamentary Constituency. This locality can be easily accessed as the International Airport of Jaipur is as near as 25 kilometers and the nearest railway station is in Chaksu itself. Devotees from Rajasthan are attracted to Chaksu's local fair: Sheetala Ashtami and Sheetala Maatha Fair. On a hilltop, the temple is constructed. Bada Padampura Jain temple, Barkhera Jain Temple, Shree Ram Dham, Ram Mandir, and Champeshwer Mahadev Temple are the most prestigious places of worship in Chaksu. For their requirements people look for money and apply for gold loans in Chaksu

Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

What is an online gold loan?

An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.

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Frequently asked questions

Can I partially repay the gold loan amount?

Yes, it is possible to make partial prepayment of the loan. This is one mode of repayment of the gold loan in Jaipur where the borrower pays an amount larger than the fixed EMI and less than the full loan amount. The amount can range anywhere between the EMI and the remaining loan amount with the interest compound. Some borrowers resort to this method to finish off the loan prematurely. However, it has to be noted that the collateral will only be returned by the lender once the whole repayment has been completed. 

How do I make an interest payment?

The main reason gold loans in Jaipur are availed is because of its flexibility. Almost all vendors provide online payment for interest. Making the interest payment online for Rupeek is a very simple process. It can be done in a matter of three easy steps. 

 ->Login to website portal/app

->Navigate to the 'Pay interest' tab

->Continue to make the payment method as per your solution

In the unlikely event that you face any difficulty in making your interest payment, you can always reach us on our customer care number. We are just a call away and would be happy to assist you!

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