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Chennai
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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in chepauk

A popular town in Chennai , Tamil Nadu, is Chepauk. Its name is popularly used in the sense of addressing the M.A. Chepauk Stadium is the Chidambaram International Cricket Stadium. It is part of the Chepauk-Triplicane assembly, which is part of the Chennai Lok Sabha Constituency. In order to travel around the region, the railway & buses operate as excellent transport modes.Host to the famous Chepauk Palace, the University of Madras, and the Central Research Laboratory, it attracts, for visitation and residential purposes, a significant population of visitors, students, and academic professionals, respectively. People apply for gold loans in Chepauk in order to appeal to personal requirements.
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We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm () **

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Gold Loans at the privacy of your home

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Eligibility criteria for an online gold loan

As far as forms of credit go, online gold loans provide a range of peerless flexibility! Here are some of the basic eligibility criteria that you need to meet if you are looking to avail an online gold loan-

1) Since lenders prefer disbursing loans to borrowers that are domiciled within the same geographic boundaries as theirs, you will have to be of Indian nationality and residing in India to avail a loan.

2) You must be an independent major, that is of the age 18 or above

3) Since, usually, Indian lenders do not approve gold coins or bars, the collateral you are looking to secure your loan with has to be gold in the form of jewelry or ornaments.

4) The jewelry you are looking to pledge must be 18 Karat or above (Karat is the measure of the purity of gold)

It is noteworthy that the loan amount you are eligible to receive is bound to vary from the market gold rate. This is due to the fact that lenders don't go by the current market price and instead arrive at the average gold rate based on the rate from the past 30 days. 

Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

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Frequently asked questions

How do I make an interest payment?

Paying the interest on the gold loan in cityname is not a tedious task. It is actually a very simple process. The borrower can make the interest payment of the loan online. This option is offered by most of the lenders in the market. Making the interest payment online for Rupeek is a very simple process. It can be done in a matter of three easy steps. By logging into the app or by visiting the web portal of the Rupeek, the borrower is requested to select the pay interest option. The borrower can then proceed to make the interest payment by selecting the payment mode of their choice. 

What are the gold items I can pledge

As per the regulations of Rupeek, only gold ornaments can be pledged as the collateral with the lender. Gold ornaments are usually between 18 karat and 22 karat. Purer forms of gold , that are between 22 karat and 24 karat exists in the form of coins or bars. Although there are lenders that accept gold coins and gold bars for gold loans in cityname, most lenders only accept gold ornaments. The gold ornaments that can be pledged with Rupeek include the following:

  1. Chains and necklaces
  2. Haraams
  3. Mangalsutra
  4. Rings
  5. Bracelets
  6. Bangles
  7. Earrings
  8. Anklets
  9. Hip chains
  10. Cufflinks
  11. Coins
  12. Bars

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