We offer the highest per gram rate on our gold loans.
Today’s max loan value/gm () ₹ **
If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:
1) Identity Proof- Documents that serve as identity proof include but are not limited to:
* Voter's ID
2) Address Proof- Documents that serve as identity proof include but are not limited to:
When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!
An online gold loan is the most hassle-free form of instant credit. It owes its popularity to the array of flexible features it comes with. It comes with extremely relaxed eligibility criteria, high loan amounts at low-interest rates! Sounds like the perfect package doesn't it? Well, it gets better. There is no set upper limit on your loan amount. This completely depends on the value of your gold. Ideally, lenders approve up to 75% of the market value of the collateral. However, at times it can even go up to 90%! It is noteworthy that this market value does not refer to the prevailing market price. The lender arrives at the gold valuation by taking an average of the gold gram rate from the past 30 days. The borrower can avail the loan right from the comforts of his/her home by downloading the app and placing a loan request using just the Aadhar card as document proof! A lender appointed representative will then visit the borrower's house for gold valuation and post which the loan amount will be transferred within 10 minutes. The entire process end-end takes only about an hour!
We’re passionate about making the Rupeek gold loan experience simple, smooth & happy for every customer.
I was paying double the interest with my earlier Gold loan company. I shifted to Rupeek and saved more than Rs. 40,000 due to Rupeek’s low interest rate. Thank you Rupeek.
Excellent experience the team was completely educated about covid-19 and took all the precautions. Good communication and supportive nature.
Franchise Owner, 33
Very good interest rates. I was paying double the interest in my previous gold loan company. Shifting helped me save Rs. 40,000. The branch is also near my place.
Shop owner, 37
I m very happy with the Rupeek schemes. Also the Loan Manager is supporting and helped me with understanding all processes as well.
Retail Business, 35
I am very happy to be associated with Rupeek, they have a transparent process and there is no hidden charge of any kind.
Business Owner, 48
Excellent service. Received what was promised with complete transparency and hassle free service.
Restaurant Owner, 36
The best trustworthy service with easy loan transfer system, Rupeek is safe and genuine.
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