The majestic city of Coimbatore, from the state of Tamilnadu, has witnessed the reign of powerful rulers like the Cheras, Cholas and Pandyas. Prior to independence, this was one of the cities which was highly desired by many groups like the British and the Mysore empire and this led to various battles and fights for control. In modern-day, the city prospers in manufacturing various materials like textiles, jewellery, electrical appliances, cotton and auto-components. Companies and individuals highly depend on gold loans in Coimbatore for their requirements. Another speciality of the city is their distinctive quality of wet grinders and cotton, both of which have received GI tags. The place is well recognised for its religious sites, museums and scenic beauty and also the region is spread with several academic and research institutes. The city primarily considers the growth of MSMEs, actively particpating in it. Maruthamalai Arulmigu Subramanya Swami Temple, DhyanaLinga, Singanallur Lake, Siruvani Waterfalls, Gass Forest Museum and Arulmigu Eachanari Vinayagar Temple are some of the celebrated tourist sites in the city.
The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
One of the highlights of availing an online gold loan is that it can be done end-end right from the comforts of your home! Once you have placed your loan request, a Rupeek executive will arrive at your doorstep to value your gold. If need be, you can verify the authenticity of the executive in the following ways:
In-app verification - Once the executive reaches your premises, an OTP will be sent to your number which the executive will then enter on his app to verify the match.
ID Card - The executive will display his identification card issued by Rupeek
ID Proof - On demand, the executive will display a government ID proof
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