close btn

Service Update- (Covid-19)

In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

Gold Loan in Defence Colony

Sandwiched between jagnair road and chennai - delhi highway, defense colony is a state-of-the-art agra city residential neighborhood. The area falls under the jurisdiction of the agra south assembly and the legislative district of agra. Raja ki mandi and agra city are the closest railway stations. Here lies the tomb of firoz khan khwajasara. Nagla kachhan, railway officer town, and new gopal pura surround the defence colony. C. pt. Located in this locality is hoti lal inter college. The town has all the latest facilities, such as shopping malls, movie theatres, markets, bus stands, banks, atms, schools, and colleges, making it a preferred destination for merchant establishments. In defense colony, individuals and businesspeople sometimes need gold loans to fund an case, purchase a motor vehicle or build a home.

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

Rupeek ad

Gold Loan Calculator

Frequently asked questions

Are all gold items accepted?

Most lenders accept all gold items as only the purity of gold determines the gold value. Rupeek currently does not accept gold coins or bars. Our lending partners only accept gold jewelry of 18 carats and above, which is subject to valuation reports for any loan on gold. Gold exists in various levels of purity, ranging from 18 karat to 24 karat. Gold, at these different levels of purity, exists in different forms, also depending on the properties of its alloys. At 18 karat to 22 karat, gold can exist in the form of ornaments, its alloys lending their properties of malleability and ductility to the gold. At 24 karat, gold exists as coins and bars. Rupeek only accepts gold ornaments as collateral. 

Can I transfer my loan from my existing lender?

Yes, at Rupeek you can transfer your loan from an existing lender to another. In case you want to process a balance transfer for an existing loan from your current gold loan company to Rupeek, all you will have to do is arrange for the renewal amount and we will help you with the rest. Additionally, when you transfer a loan with Rupeek, we send you a consolidated and personalized report detailing how much more you will save with the loan amount. A loan transfer with us also entails maximum security measures for your gold, and flexible repayment, such as the option to pay interest once in every 6 months Kindly visit our loan transfer page for more details

Rupeek ad
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
close
+91
Please enter valid Mobile Number
close
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly