Dehradun is the winter capital of Uttarakhand. The Himalayas providing the most picturesque backdrop to it in the Doon Valley, Dehradun rests at a height of 1467 feet above the sea level. The city is located 243km north of New Delhi. Dehradun Institute of Technology, Forest Research Institute, Wildlife Institute of India, Doon School, St Joseph’s Academy, Welham Girls’ School are some of the most prominent educational institutions that the region is home to. Being a beautiful and serene city atop the mountains, Dehradun’s primary source of revenue comes from tourism. The major tourist spots in Dehradun that attract the tourists from around the world include Sahastradhara, Robber’s Cave, Tapkeshawar Temple, Tiger Falls, Tapovan, and Mindrolling Monastery. The city is also home to several manufacturing units and offices of well-established companies such as Serco, Genpact, Aptara, Spice Digital, etc. Some of the major festivals that are celebrated with many festivities in the region are Kumaoni Holi, Jhanda Mela, and Magh Mela. To meet the urgent fund requirement, the people rely on gold loans in Dehradun.
The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!
Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:
Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.
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