In the southern zone of Pune, Dhanakwadi has been situated. This is the central location between the Kharadi and the Hinjewadi IT Park, which makes it a prime location for all the IT professionals. Dhanakwadi has been successful in gaining plenty of fame due to its connectivity with major IT parks. People from other cities as well as states have started residing here. Employment Parks in the nearby areas are Blue Ridge, BNY Mellon, Qubix SEZ, Commerzone, Platinum Tech Park, Innovation Center, Panchshil, and several others. Obviously, there would be some need for money when you get the utmost comfort and satisfaction. People residing in this area often come across requirements of instant money. The best option that often crosses their mind is getting a gold loan in Dhanakwadi.
As far as forms of credit go, online gold loans provide a range of peerless flexibility! Here are some of the basic eligibility criteria that you need to meet if you are looking to avail an online gold loan-
1) Since lenders prefer disbursing loans to borrowers that are domiciled within the same geographic boundaries as theirs, you will have to be of Indian nationality and residing in India to avail a loan.
2) You must be an independent major, that is of the age 18 or above
3) Since, usually, Indian lenders do not approve gold coins or bars, the collateral you are looking to secure your loan with has to be gold in the form of jewelry or ornaments.
4) The jewelry you are looking to pledge must be 18 Karat or above (Karat is the measure of the purity of gold)
It is noteworthy that the loan amount you are eligible to receive is bound to vary from the market gold rate. This is due to the fact that lenders don't go by the current market price and instead arrive at the average gold rate based on the rate from the past 30 days.
A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:
Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.
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