Dhankawadi is a neighbourhood located in Maharashtra City, Pune. It lies along old Route 4 on the southern edge of the city just north of where the Route 4 detour leaves old Route 4, about 6.5 kilometres south of the downtown area of Pune. Initially, Dhankawadi was a small village that was subsumed into Pune in 1997. The area has witnessed continuous construction of buildings. The biodiversity park has been specially reserved for part of Dhankawadi.Dhankawadi is also home to a large number of top schools in Pune, including Bharti Vidyapeeth Deemed University (BVPDU) at the Pune Institute of Computer Technology (PICT). It also includes various tourist attractions, such as Katraj Lake, which has an island with a massive warrior sculpture by Chatrapati Shivaji Maharaj, and a massive Rajiv Gandhi Zoological Park with a snake park and an animal rescue park.These days, gold loans in Dhankawadi are so common that numerous residents prefer them over conventional personal loans.
As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.
An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.
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