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Kolkata
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In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in dum dum

Popularly described as the gateway to the northern part of Kolkata, Dum dum is regarded as a residential and commercial hotspot. This is because of fo the proximity of the place to the Dum dum Junction railway station, Dumdum Metro, and Kolkata International Airport. Dum dum is also surrounded by other prominent localities including Kaikhali, Salt Lake, Madhyamgram, Rajarhat, Nagerbazar, Baguiati, and Lake Town. VIP Road, Jessore Road, and Belghoria Expressway are the three major roads in the area. Dum dum also hosts some of the best schools in North Kolkata, such as Auxilium Convent School, Calcutta Airport English High School, St. Stephen's School, and Christ Church Girls High School. The biggest shopping mall in the area is Diamond Plaza. Thanks to its proximity to major employment destinations such as Kolkata City, gold loans in Dum dum are constantly applied for by the people to book or rent some property.
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Gold Loans at the privacy of your home

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Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

What is an online gold loan?

An online gold loan is the most hassle-free form of instant credit. It owes its popularity to the array of flexible features it comes with. It comes with extremely relaxed eligibility criteria, high loan amounts at low-interest rates! Sounds like the perfect package doesn't it? Well, it gets better. There is no set upper limit on your loan amount. This completely depends on the value of your gold. Ideally, lenders approve up to 75% of the market value of the collateral. However, at times it can even go up to 90%! It is noteworthy that this market value does not refer to the prevailing market price. The lender arrives at the gold valuation by taking an average of the gold gram rate from the past 30 days. The borrower can avail the loan right from the comforts of his/her home by downloading the app and placing a loan request using just the Aadhar card as document proof! A lender appointed representative will then visit the borrower's house for gold valuation and post which the loan amount will be transferred within 10 minutes. The entire process end-end takes only about an hour!

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Frequently asked questions

Which cities is Rupeek currently operational in?

Rupeek has been in the industry since 2015 and has since been giving urgent and immediate loans to its customers. It has been gaining popularity since its commencement, thanks to the quick, transparent, and hassle-free procedure it follows. It has been operating in over a three thousand location spread over the following cities:

  1. Bangalore
  2. Mumbai
  3. Delhi
  4. Chennai
  5. Kolkata
  6. Ahmedabad
  7. Pune
  8. Hyderabad
  9. Surat
  10. Jaipur
  11. Coimbatore.

Growing by leaps and bounds, it has become India’s largest growing platform for online gold loans. Rupeek is also under a mission to expand to other cities in India as well. It has embarked on a mission to provide the best gold loans at affordable interest rates to people across the country.

How do I repay the gold loan?

Gold loan repayment options vary for different companies where some can be paid at the end of the loan tenure, while some require you to pay as EMIs. Rupeek offers various repayment options and the borrower is free to pick whichever option is best suited for them. The gold loan in cityname can be repaid through cash, cheque, DD, or card. Gold loan repayment is made easy with Rupeek’s online gold loan payment portal and app. Simply login with an OTP sent to your registered mobile number and view your profile to view and complete gold loan repayments.

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