Popularly described as the gateway to the northern part of Kolkata, Dum dum is regarded as a residential and commercial hotspot. This is because of fo the proximity of the place to the Dum dum Junction railway station, Dumdum Metro, and Kolkata International Airport. Dum dum is also surrounded by other prominent localities including Kaikhali, Salt Lake, Madhyamgram, Rajarhat, Nagerbazar, Baguiati, and Lake Town. VIP Road, Jessore Road, and Belghoria Expressway are the three major roads in the area. Dum dum also hosts some of the best schools in North Kolkata, such as Auxilium Convent School, Calcutta Airport English High School, St. Stephen's School, and Christ Church Girls High School. The biggest shopping mall in the area is Diamond Plaza. Thanks to its proximity to major employment destinations such as Kolkata City, gold loans in Dum dum are constantly applied for by the people to book or rent some property.
Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:
Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.
A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:
Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.
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