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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in igatpuri

Mhasrul or mhasrul gaon is a neighborhood north of Maharashtra's nashik district. It is situated about 14 km away from nashik road railway station and can be reached in about 20 to 25 minutes by car. Dindori road is the main road that links the city to the outskirts of this neighbourhood. It was once a village that later became a part of the city's urban fold. Today it has become a thriving neighborhood. Several commercial projects have arisen in this region thanks to fast connectivity with the city and the convenience of gold loan availability in mhasrul. This covers hotels, lodges, fast food stores and so on. Health sciences university of Maharashtra (mhus) is located in this part of the district. Gajpantha digambar jain (tirthkshetra) mandir is one of this neighborhood's principal attractions.

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Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

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Frequently asked questions

How do I make an interest payment?

Gold loans in Nashik are so widely popular because of how flexible and speedy they are. These gold loans can also easily be availed online end-end except for the gold valuation process which requires a gold appraiser to visit you in person. Now most lenders provide the option to make your interest payment online. All you'll have to do is log in to the website portal or access your profile through the app. If you wish to make an interest payment, you can select the 'Pay Interest' as the payment option and continue with the payment method of your choice. 

Can I close the gold loan earlier than intended?

Yes you can close the gold loan in Nashik earlier than the tenure as long as your lender has no lock-in period or prepayment penalties in place. Whereas some other lenders might have small penalties ranging up to 200 rupees if you wish to foreclose your loan account 3 months or 1 month before the lock-in period set upon the respective lender's discretion. The penalty also depends upon your loan amount. However, Rupeek does not levy any amount from its borrowers if they wish to close their loan account prematurely. Rupeek always makes sure that its borrowers are provided with the most convenient and hassle-free options regarding their gold loan in Nashik.
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