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0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in kamakshipalya

Kamakshipalya is a local location in West Bangalore. The significant roads in this zone are Magadi Road and Outer Ring Road, which connects it to places like Vijayanagar, Basaveshwaranagar and Nagarbhavi.The Nagarbhavi Ring Road–Magadi Road–Sumanahalli witnesses heavy traffic. Both Malleswaram and Yesvantpur Junction are situated near Kamakshipalya. Some of the nearest town are YelahankaKengeri, Bommanahalli, Hosakote, Krishnarajapura, Dasarahalli.The BMTC network also facilitates transportation between Yelahanka, Mysore Road, and Yeshwanthpur. Some of the important places of worship in this area are Ganapathi Temple, Sri Mahalakshmi Temple, Sri Banashankari Temple, Masjid E Ilahi and Masjid e Nimra. Since the zone is growing quickly, residents resort to gold loans in Kamakshipalya

Gold Loans at the privacy of your home

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Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

Eligibility criteria for an online gold loan

As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.

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Frequently asked questions

Can I pledge anything other than gold?

Lenders are specific about the kind of loans that they specialise in. For example, a lender that deals in online gold loans, only stick to online gold loan. Rupeek only provides the service of online gold loans and they specialise in them, offering their customers one of the best services that include low interest rates, high loan amount as well as flexible loan repayment options. In fact, Rupeek offers one of the best and the fastest-growing online gold loans in the company. Rupeek also only accepts gold collateral that is in the form of ornaments. While gold also exists as coins and bars, Rupeek only deals in gold ornaments since its partner banks only accept ornaments. 

Can I take a gold loan for my education?

Yes, you can take a gold loan in Bangalore for your educational purpose. In fact, one of the main reasons why gold loans in ciytname are taken is for educational purposes. A secured loan is one of the easiest and most flexible loans to take. The low-interest rates, the high loan to value ratio, and the flexible repayment schemes available with an online gold loan in Bangalore makes it one of the best sources of funds. The loan term for a gold loan in Bangalore can range from 6 months to 12 months. For these reasons, if you are pursuing higher education in India or abroad, a gold loan is one of the best options before you.
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