close btn

Service Update- (Covid-19)

In accordance with the respective state government’s directive, we’ve resumed operations in all the cities. However, a few services will remain affected while others will continue as usual. To read about the services or moratorium updates, Click here

banner bg
0.79%*
monthly Interest (9.69% P.A)*

Gold Loan in Kondapur

Sandwiched between Hafeezpet and Gachibowli, one would find Kondapur, a huge commercial and residential centre in the city of Hyderabad. The place is especially famous for its residential property since it houses the Hyderbad Botanical Garden and lies close to the Cyberabad information Technology Zone. Residents often shop for gold jewellery, thus resulting in people availing gold loans in Hafeezpet. Aparna Serene Park, Western Exotica, Vessella Woods and Trishala Luxor Apartments are some of the most popular residential complexes in Hafeezpet. Although the locality is predominantly inhabited by the Hindus, one would also find a good number of Muslims and Christians residing in the area. Popular places of worship include the Raghavendra Swamy Temple, Hafizpet Dargah, Berean Gospel Church and Sri Vara Siddhi Vinayaka Swamy Temple.

Gold Loans at the privacy of your home

lender banks
+91
Please enter valid Mobile Number

Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

Rupeek ad

Gold Loan Calculator

Hear what our customers say

We’re passionate about making the Rupeek gold loan experience simple, smooth & happy for every customer.

4.6+ star
4.8 star
4.4 star

Your Gold Loan is just a click away!

Please provie a valid name
+91
Please use a valid mobile number

Frequently asked questions

Is there any maximum and minimum limit for availing gold loan?

The minimum amount to avail a gold loan with Rupeek is Rs. 15,000, and the maximum loan amount that can be sanctioned is Rs. 1.5 Crores. Gold loans are the perfect source of funds for you if you are looking for high-value loans with low interest rates, as long as you have the collateral. The amount of loan amount that you are eligible for depends on the value of the gold you have pledged with the lender. When you take a gold loan, you can get funds equivalent to 75% of the market value of the pledged gold. It can also go up to 90% in some cases.

How long will it take for me to get my gold loan?

It wouldn’t take more than an hour for you to get your online gold loan. One of the specialties of an online gold loan is its speed. The funds will get disbursed into your account within one hour from the time of the loan application. To get an online gold loan, follow the given steps:

  1. Download the lender’s app or visit their web portal. You can also call up at the customer care service. Request a loan.
  2. An official will get in touch with you via phone to schedule an appointment.
  3. Usually, within thirty minutes from the phone call, the company representative will show up at your doorstep. Your gold will be evaluated and your documents will be verified.
  4. The loan interest, loan amount, and the loan term will be calculated and set.
  5. Your loan will be approved.
  6. Within minutes, the amount will be transferred into your account.

Usually, the request for the loan amount to the disbursal of the funds do not take more than an hour. A gold loan is one of the easiest and the smoothest ways to get emergency funds. 

The free CSS cleaner allows you to organize your style sheets.

Rupeek ad
gold img
Apply for Gold Loan 30 Minutes Doorstep Service
close
+91
Please enter valid Mobile Number
close
success img

Loan Request Successful

Your request has been received, our customer relationship manager has been notified and will call you shortly