city
Kurnool

Low Interest Gold Loans in India

Get a New Gold Loan
flashInstant 30 minuntes
Shift your Existing Gold Loan
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Low Interest Loans

Get a New Gold Loan
flash Instant 30 minuntes
Shift your Existing Gold Loan
save Save ₹37,131*

Gold secured by
Trusted Bank Partners

lender banks
max LTV

We offer the highest per gram rate on our gold loans.

We offer the highest per gram rate on our gold loans.

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Gold secured by
Trusted Bank Partners

lender banks

Gold Loan in Kurnool

Kurnool is the judicial capital of Andhra Pradesh. It stands on the banks of the River Tungabhadra. In the olden times, it was the capital city of erstwhile Andhra State. It has now transformed into a transportation hub and a trade center. Often referred to as the Gateway of Rayalaseema, this historic city can boast about its many historical monuments as well as of being inhabited for several centuries. The top attractions of the city include Konda Reddy Fort, Anjanaya Statue on Jagannatha Hill, Orvakal Rock Garden, and Kurnool Archaeological Museum. Some of the most prominent educational institutions of the region are Dr. Abdul Haq Urdu University, Rayalaseema University, Indian Institute of Information Technology Design and Manufacturing, and Kurnool Medical College. The city is rich in minerals such as dolomite, iron ore, quartz, limestone, silica, and ochre. These make up a large portion of the economy of Kurnool. The people rely on gold loans in Kurnool to finance their emergency fund requirements.
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Eligibility criteria for an online gold loan

As far as forms of credit go, online gold loans provide a range of peerless flexibility! Here are some of the basic eligibility criteria that you need to meet if you are looking to avail an online gold loan-

1) Since lenders prefer disbursing loans to borrowers that are domiciled within the same geographic boundaries as theirs, you will have to be of Indian nationality and residing in India to avail a loan.

2) You must be an independent major, that is of the age 18 or above

3) Since, usually, Indian lenders do not approve gold coins or bars, the collateral you are looking to secure your loan with has to be gold in the form of jewelry or ornaments.

4) The jewelry you are looking to pledge must be 18 Karat or above (Karat is the measure of the purity of gold)

It is noteworthy that the loan amount you are eligible to receive is bound to vary from the market gold rate. This is due to the fact that lenders don't go by the current market price and instead arrive at the average gold rate based on the rate from the past 30 days. 

Documents required for an online gold loan

A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:

  1. Identity proof – any document such as voter ID, PAN Card, Aadhaar Card, Passport, or driving license can act as the identity proof of the borrower.
  2. Address proof – the same documents as mentioned above, except for voter ID and PAN card can act as the address proof of the borrower.

Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.

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Frequently Asked Questions

Is there a possibility of damage to the ornaments at the time of appraising?

Thanks to the affinity we feel towards ancestral jewelry we tend to tag a lot of sentimental value to our gold. This trend is pervasive especially in a country like India where gold is passed on from one generation to another. At Rupeek, we full well understand that your gold ornaments are of utmost value to you. We assure you that at Rupeek we maintain at high standard of safety and that our representatives will take all the necessary care and caution while handling your ornaments. The entire gold appraisal process will happen right in front of your eyes, during which you can witness our safekeeping in real-time!

Can I take more than one loan at a time?

Yes, it is possible to take more than one loan at a time. The loan amount that you get in the case of a secured loan depends on your collateral. If you have more collateral that can be pledged with the lender, it is possible to get more amount. As long as you have the collateral, you can obtain the funds. According to the norms set by the industry, the borrower can get up to 75% of the market value of the pledged gold as gold loan in cityname

How to apply for a gold loan with Rupeek?

Applying for a gold loan with Rupeek can be done in 3 easy steps.

  1. Request a loan: Download our app, give us a call, or visit our website
  2. Get gold valued at home: Complete the KYC process from the comfort of your home
  3. Get money instantly: The loan amount is instantly transferred to your account

The whole process usually takes places inside an hour. One of the reasons why Rupeek is opted by people around the country is because of its smooth, fast and hassle-free process. Rupeek makes sure that the emergency funds required by the people can be availed as easily as it is possible.

How is gold appraisal done at home for online gold loan?

Once your loan request has been placed, a Rupeek executive immediately gets in touch with you to schedule a visit at a location and time of your choice. Upon arrival, the loan appraiser appraises your gold and ornaments right in front of your eyes and KYC documents details such as the price and weight of your jewelry or ornament, and ascertain the purity of your gold by conducting certain industry-standard tests. Fret not, for this will be done right in front of your eyes and Rupeek guarantees you that utmost care will be taken while appraising your gold. These observations are then conveyed to the loan approval team who will then transfer your loan amount to your account within 10 minutes!

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