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Gold Loan in lawspet

Known for its educational value, the town of Lawpset in Pondicherry hosuses several schools that include the likes of Fatima H. S. S, Sri Sankara Vidyalaya H. S. S, Saint Joseph of Cluny H .S .S apart from the college institutions like Tagore Arts College, Teacher Training Institute, Motilala Nehru Govt. Polytechnic College etc. People in here and those that comes from outside arrives to pursue higher eductaion. Gold loan in Lawspet is a great aid for the native and neighbouring population. Apart from educational facilities this area is also dominated by religious structures, hospitals and public bodies.

Benefits of an online gold loan

The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!

What is an online gold loan?

An online gold loan is the most hassle-free form of instant credit. It owes its popularity to the array of flexible features it comes with. It comes with extremely relaxed eligibility criteria, high loan amounts at low-interest rates! Sounds like the perfect package doesn't it? Well, it gets better. There is no set upper limit on your loan amount. This completely depends on the value of your gold. Ideally, lenders approve up to 75% of the market value of the collateral. However, at times it can even go up to 90%! It is noteworthy that this market value does not refer to the prevailing market price. The lender arrives at the gold valuation by taking an average of the gold gram rate from the past 30 days. The borrower can avail the loan right from the comforts of his/her home by downloading the app and placing a loan request using just the Aadhar card as document proof! A lender appointed representative will then visit the borrower's house for gold valuation and post which the loan amount will be transferred within 10 minutes. The entire process end-end takes only about an hour!

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Frequently asked questions

How to repledge my existing loan?

It is possible for the borrowers to repledge their gold for another loan once their gold loan in Pondicherry comes to an end. They can apply for a fresh loan with the same collateral. This is possible with most lenders, although each lender offers different conditions before the loan can be repledged. With Rupeek, you can repledge your collateral for a fresh loan very easily. All you have to do is get in touch with the customer support team. You can get in touch with the team either online or offline. You can make a call to the customer desk or contact via the Rupeek app. Rupeek will assign a loan manager to you, who will guide you through the process. 

Will gold items with stones be accepted for gold loan?

The loan amount that can be procured by pledging your loan is determined by the value of the gold that you pledge. You can get up to 75% of the market value of the gold as the gold loan in Pondicherry. The value of your gold is determined by its weight, purity, and other factors. For this reason, if you are pledging ornaments that are studded with stones or gems will not be evaluated for the loan amount. The weight of the stones and the gems will be deducted by the gold appraiser and only the value of the gold will be taken into consideration. 
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