Get a New Gold Loan
Instant 30 minuntes
Shift your Existing Gold Loan
Save ₹37,131*
We offer the highest per gram rate on our gold loans.
Get a New Gold Loan
Instant 30 minuntes
Shift your Existing Gold Loan
Save ₹37,131*
We offer the highest per gram rate on our gold loans.
Gold Loan in Lucknow
The city of Lucknow has an elegant presence of mughal culture, reflecting in the city’s architecture and lifestyle till date. Biryani and kebabs are something that the people love to devour. The tone of the architecture of various monuments show that the city was a stronghold of the British administration, mainly through the course of the sepoy mutiny. The domains like art and research are very well appreciated among the people, which is highlighted through the many established cultural, research and academic institutions like CSIR. Various features of the city portray the sophisticated combination of modern and traditional approaches. The place is renowned for its embroidery clothing line. The people opt for gold loans in Lucknow in order to pursue their business interests. The city’s places of fame include Jama Masjid, Shaheed Smarak, Rumi Darwaza, Bara Imambara, Chhota Imambara, Lucknow Museum and the Residency.
Your Gold Loan is just a click away!
Eligibility criteria for an online gold loan
As a secured loan, the online gold loan offers unparalleled convenience, like easy eligibility, minimal documentation, high loan amount, long tenure, flexible repayment options, low rates of interest, and instant loan approval. Because of its simple eligibility criteria, virtually any Indian citizen can avail a gold loan. To avail a gold loan online, your age must be above 18. The purity of the gold you want to mortgage should be 18 Karat and above. The third and the last eligibility criterion is that the gold should be in the form of jewellery or ornaments. Generally, Indian lenders do not accept gold bars or coins for approving the gold loan. To calculate the loan amount, the lender evaluates the quality, weight, and purity of the gold and multiplies it with the previous thirty days' average price of gold. The figure that comes out as a result of the gold evaluation is the loan amount a borrower becomes eligible for.
Documents required for an online gold loan
If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:
1) Identity Proof- Documents that serve as identity proof include but are not limited to:
- Voter's ID
*PAN Card
*Aadhaar Card
*Passport
*Driving License
2) Address Proof- Documents that serve as identity proof include but are not limited to:
*Aadhar Card
*Passport
*Driving License
When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!
Gold Loan Calculator
EditMonthly Interest Amount
₹NaN
Gold Required
142.8 gms
Total Interest
₹NaN
Frequently asked questions
How do I close my loan on gold and release my jewels?
What payment methods are available for me for online gold loan?
There are several options available before the borrowers when they want to make the repayment of their gold loan. The borrower can rely on the website of the lender or their app to complete the repayment process. The payment mode options are the same in both the cases. The borrower can repay the gold loan in Lucknow via:
- Internet banking
- Debit card
- UPI (Unified Payments Interface)
- Money transfer using MPS (Master Production Schedule) or RTGS (Real Time Gross Settlement)
- National Electronic Fund Transfer or NEFT
The loan amount can be done in any form, such as cash, cheque, DD or via card.