sub_locality
East Godavari
nagaram

Low Interest Gold Loans in India

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Low Interest Loans

Get a New Gold Loan
flash Instant 30 minuntes
Shift your Existing Gold Loan
save Save ₹37,131*

Gold secured by
Trusted Bank Partners

lender banks
max LTV

We offer the highest per gram rate on our gold loans.

We offer the highest per gram rate on our gold loans.

Today’s max loan value/gm (): *

Today’s max loan value/gm: ()
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Gold secured by
Trusted Bank Partners

lender banks

Gold Loan

Nagaram is a coastal town, located in Andhra Pradesh's east godavari district. It is situated less than 2 km from the headquarters of mamidikuduru sub-district. Kakinada district headquarters is situated about 78 km from the village. The nearest town is amalapuram, about 14 km from the land. The village's civic services include an primary school, fitness facility, banks, library, and bus stop. A large proportion of shia muslim community is in the village. An immense crowd assembles in the village each year to mourn the death of imam hussein on muharram. Since the reach of leading a good life in the village is small, many people are using gold loan in nagaram these days and venturing out for a better life to the nearby cities.
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Benefits of an online gold loan

When you require emergency funds or urgent loans, a gold loan is one of the most flexible and hassle-free loans that you can acquire. A few of the benefits that are exclusive to gold loans are listed below:

  1. Low loan interest rates - the interest rates are less because of the security of the collateral.
  2. Minimal documents – the only documents that the borrower is expected to submit are the address proof and identity proof
  3. High-value loan – up to 75% of the market value of the gold can be obtained as the loan and in some cases, up to 90%.
  4. No upper limit – the amount that you can obtain is determined by the value of the pledged gold.
  5. No requirement of income proof – the borrower can be unemployed or have an irregular income and still get a gold loan.
  6. No requirement of credit history – the borrower can have a poor credit score or CIBIL score and still be eligible for the loan.
  7. Flexibility – a secured loan is more flexible than other sources of income. The borrower has a variety of repayment schemes to choose from.
  8. Speed – the whole transaction, from the loan application to the disbursement of the funds takes place within an hour.

Documents required for an online gold loan

If you are looking to source immediate funds at short notice, online gold loans are your go-to avenue! The eligibility criteria are relaxed, it requires only minimal documentation, you are eligible for a higher loan amount (though the upper cap is contingent on the value of your gold), you can choose from a range of flexible repayment options, the benefits are endless! The documentation requirement can be split into two parts:

1) Identity Proof- Documents that serve as identity proof include but are not limited to:

* Voter's ID

*PAN Card

*Aadhaar Card

*Passport

*Driving License

2) Address Proof- Documents that serve as identity proof include but are not limited to: 

*Aadhar Card

*Passport

*Driving License

When it comes to gold loans, most lenders allow the borrower the latitude to avail a loan using just the king of all documents- The Aadhaar Card. Since it contains almost all the necessary information including Name, DOB, Name of parents/spouse, Address, Biometric information, and Iris Pattern Scan it acts as an all-rounder when it comes to documentation!

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Frequently Asked Questions

What are the different gold schemes available at Rupeek?

We provide the highest gold loan amount per gram, lowest gold loan interest rate of 0.89% and the longest repayment tenure. The schemes currently being offered can be viewed here, after which you can schedule a visit with one of our sales representatives to apply for a loan. There are different online schemes that Rupeek offers for its borrowers. This is to make sure that they can opt for a loan that is best suited for them. They have the option to pick from an array of options that differ in terms of the loan term, the loan interest, and the loan amount. The schemes are divided into four depending on the loan amount – loans below 2 lakh, loans between 2 lakh and 5 lakh, loan between 5 lakh and 20 lakh, and loans above 20 lakh. As the loan amount decreases, the interest rate increases. There are also various schemes under each amount, such as High-Value Loan, Max Value Loan, and No Tension Max Value Loan. The interest rate can range from o.898% to 1.69% depending on the loan amount and the scheme.

Can I get immediate cash with gold loan?

With Rupeek, of course, you can! As opposed to other loans like personal loans, housing loans, or auto loans, a gold loan in cityname is one of the most convenient types of loans because of how short the loan processing time is. If you are looking to borrow a loan rendering immediate cash then applying for an online gold loan in <cityname> is probably the best option you could avail in the loan market. The most immediate loan you could ever avail is gold loans. On the lender's website, you can fill out the application form, post which gold loan process will be initiated on the lender's end by checking your credit score, KYC procedure and the money will be credited in your bank account almost instantly. 

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