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Gold Loan in nagerbazar

Nager Bazar is a place for the residential type of people situated in Kolkata. This place is exactly located in the North 24 Parganas District and Falls under the area of Kolkata Metropolitan Development Authority. Nager Bazar states in proximity to several other prominent areas, such as dum dum, satgachi, lake town, bangur avenue, bagulati, etc. This area has many residential apartments and several business administration located here. Business is a very common occupation in this area and some business owners lend gold loans in Nager Bazar. Easy connectivity to this area is through Jessore Road and VIP Road. Only at a distance of 4 km, there is an international Netaji Subash Chandra Bose Airport. Kolkata station Stands only at the distance of 5,5 km from Nager Bazar whereas 11 km distance to Howrah Junction and Sealdah Station. Only a distance of 3 km there is the closest metro station known as Dum Dum Metro station. People often look for a gold loan in Nagerbazar for satisfying their financial needs.

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

Benefits of an online gold loan

The benefits a borrower can reap from an online gold loan are boundless! All you need to do to avail an online gold loan is download the lender's app and place a loan request. One of the best features of a gold loan is that this process can be done online entirely without manual intervention provided that is what the borrower prefers. The borrower also has the flexibility to place a call on the lender's customer care number to avail the same if he/she were to feel like they might need assistance with the process. All this happens right from the comforts of your home. Even when it comes to gold valuation, you do not need to venture out with expensive gold in your pocket! The lender assigns a representative that will visit you at a location and time as stipulated by you. While an online gold loan does require a few basic documents, you can also avail a loan with just your Aadhar card! As a borrower, you are eligible to receive up to 75% of the gold you are pledging. If both parties are in agreement with the loan amount, the loan is disbursed to your account within a matter of 10 minutes. What's more, the entire process takes only an hour end-end!

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Frequently asked questions

How to repledge my existing loan?

Most lenders adhere to different terms and conditions as per their discretion. Hence, the flexibility to repledge an existing gold loan may or may not be available with all lenders. Rupeek however strives to offers unparalleled features via peerless customer service. Hence, at Rupeek, if you want to continue an existing gold loan in Kolkata and repledge your jewels, you can always contact our customer support team through your profile from the app. Alternately you can also place your request via the customer care number. A loan manager will be assigned to tend to you who will then guide you through the process.

Is it risky to take a gold loan?

Not at all! Gold loans in Kolkata are designed to be one of the most easily affordable forms of credit when you need urgent funds. The ease of application and range of flexibility available when it comes to availing a gold loan in Kolkata is what make sit truly stand out. Since most families are bound to have gold jewelry in some form or the other irrespective of the income status, anybody and everybody can avail it. It is noteworthy that the loan amount and interest rate are subject to change depending on the repayment capacity of the borrower. The lender will ensure that the loan repayment fits well within your debt-income ratio. There is little to no scope of a gold loan becoming risky!
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