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Gold Loan in niralanagar

Nirala nagar is a famous residential village in Uttar Pradesh, in lucknow city. Zaidpur, purwa, and sandila are the nearby towns of this lucknow area. Some of nirala nagar's neighboring localities include new Hyderabad, naya haidarabad and chandganj park. Several private and nationalized financial institutions that offer many financial services are present in this area. These institutions are experiencing enormous demand for gold loans in nirala nagar which ensure fast access to funds. It also has strong hospitals and schools that make this residents place lucrative. This region enjoys excellent connectivity by rail and road with other regions in lucknow as well as with other cities.

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

Benefits of an online gold loan

An online gold loan offers unparalleled benefits. To avail a gold loan, you need to register yourself as a borrower and mortgage your gold ornaments. The best feature of an online gold loan is that the entire process of the loan application and approval takes place online. Hence, the location of the borrower does not matter. Usually, the lender sends a loan officer to the borrower within half an hour of getting the loan request, who verifies the gold, and gives a quote. On successful verification and subsequent approval, the lender then sends the amount directly to the bank account of the borrower. With an online gold loan, a borrower can get up to 75% of the gold's average market value. As it is a secured loan, the rate of interest is lower than many other types of instant loans. Additionally, a borrower can apply for a gold loan only with the Aadhaar Card.

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Frequently asked questions

Can I avail EMI facility on gold loan?

Yes, you are eligible to leverage an EMI facility on your gold loan. Especially since Rupeek is designed to provide affordable solutions for borrowers from all walks of life, it offers EMI along with monthly reminders if you wish to avail that feature. EMI refers to the payment that you make each month to your lender for the loan you have received against your gold. This EMI component includes both the principal amount coupled along with the compound interest. Most times, while applying for an online gold loan in Lucknow you can simply use the gold loan calculator and check the EMI applicable for your loan amount. 

Is there a Rupeek branch which I can visit? How do I find the nearest one?

Through the Rupeek app has been seamlessly designed with the intent of providing the best user experience, if you still wish to visit our premises and meet our team in person you are most welcome to do so! For this purpose, we at Rupeek have set up lender branches with our partnered banks across 3000 locations to ensure the presence of branches within 3 km of main areas across 11 cities. You can view Rupeek's network of regional offices and bank branches to detect the branch nearest to you. Drop by anytime and we would be happy to help you!
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