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Gold Loan in panchvati

The city of dindori is situated in Maharashtra's nashik district. Under this district also dindori serves as a taluk. The town has a variety of services to ensure the people have a good life. Local people in dindori have easy access to gold loans, which also proves to be a great benefit in resolving some kind of financial emergency. Grape-farming is one of this town's major occupations. Dindori remains surrounded by many attractions from close and far that attracts tourists. The temple of gadhicha ganpati, kille ramsej (a small fort), shree kshetra kardamashram, shree vindyavasini mata temple, and shree saptshrungi mata temple are some of those attractions.

What is an online gold loan?

Gold loan is the most flexible and popular source of funds in the Indian financial market. A gold loan is a secured loan, which means that to obtain quick funds or emergency loans, the borrower has to pledge their asset (in this case, their gold) with the lender to obtain funds in return. A secured loan is also known as a collateral-based loan since the funds can be availed only against the asset of the borrower. Gold loans owe its popularity to its attractive features such as:

  1. Low rate of interest
  2. High-value loans
  3. Minimal paperwork
  4. Flexible repayment options
  5. Instant loans etc.

Using a gold loan, the borrower can get up to 75% of the market value of the collateral as the loan amount. In some cases, up to 90% can also be disbursed as the loan. Instant gold loans are so true to their name that the funds get transferred to the borrower’s account within one hour from the loan application.

Documents required for an online gold loan

When a borrower needs urgent cash, an online gold loan acts as a blessing. With an online gold loan, you can get up to 75% of the gold's average value as the loan, instantly. Before approving the loan, the lender might ask you to submit a few documents, which the lender uses to determine your eligibility. The first document that you need to submit is an identity proof, like voter ID, PAN Card, Aadhaar Card, Passport, or driving license. The second document you need to submit is an address proof. Except for the PAN and Voter ID, all other documents mentioned above function as the address proof. Many reputed lenders also offer the facility to apply for a gold loan only with the Aadhaar Card. As the Aadhaar card contains all your personal details, like name, date of birth, father's/mother's name, address, and biometric information and iris scan, it functions as both the identity proof as well as the address proof.

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Frequently asked questions

How to repledge my existing loan?

Most lenders adhere to different terms and conditions as per their discretion. Hence, the flexibility to repledge an existing gold loan may or may not be available with all lenders. Rupeek however strives to offers unparalleled features via peerless customer service. Hence, at Rupeek, if you want to continue an existing gold loan in Nashik and repledge your jewels, you can always contact our customer support team through your profile from the app. Alternately you can also place your request via the customer care number. A loan manager will be assigned to tend to you who will then guide you through the process.

Will gold items with stones be accepted for gold loan?

If you are looking to apply for and procure a loan against your existing gold jewellery, the gold ornaments with stones and gems will not be evaluated for the loan amount. They will deduct the stone weight and only the gold will be valued depending on its purity. When you take a gold loan in Nashik, you are eligible to get up to 75% of the market value of the gold as your loan amount. The valuation of the gold is ascertained by its weight and purity among other factors. For this reason, the weight of the stones or the gems will be disregarded.
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