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Erstwhile Pataliputra, which is known as Patna today was a politically and culturally important part of the Gupta and Maurya empire. It has been an important trading centre since ancient times and has now evolved into a modern city where businesses flourish. The capital city of Bihar gets its revenue mostly from agriculture. However, people venture into the real-estate and gold markets often. This in turn explains why people are heavily dependent on gold loans. Golghar, Khuda Bakhsh Oriental Public Library, Patna Museum, Agam Kuan, ruins of Pataliputra, and Takht Sri Patna Saheb are popular tourist attractions to name a few. The lip-smacking Litti Chokha and the delicious sattu drink are few of the items that one is likely to find only in Bihar, especially in Patna.
A gold loan is the perfect solution when a borrower is looking for urgent loans or emergency funds. With the help of an instant gold loan online, the borrower can receive the required funds in less than an hour. The borrower is eligible to get up to 75% of the market value of the pledged gold as the loan amount. Unlike many other sources of funds, an online gold loan requires minimum paperwork before giving the loan approval. The required documents are:
Some lenders also approve the loan against just the Aadhaar Card of the borrower. The Aadhaar card is the most important document for an Indian, which has all the details regarding name, father’s and mother’s name, address, biometric information, iris scan, etc. Therefore, it can function as the identity proof as well as the address proof.
An online gold loan is the most straightforward secured loan you can avail when you require instant cash. The easy eligibility criteria and high loan amount make a gold loan one of the most popular loans in India. Usually, lenders approve up to 75% of the gold's market value; although at times, the upper limit may go up to 90%. The final amount would depend on the previous thirty days' average gold price and the quality and Karat of the gold. To avail an online gold loan, the borrower has to download the lender's app or call the customer helpline. After this, a loan officer would schedule a meeting and visit the borrower's residence or office and value the gold. Generally, the loan amount gets transferred to the borrower's bank account within ten minutes of loan approval. The total time from loan application to loan approval can be anything from half an hour to an hour.
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